2134 Francesco Cir, Capitola, CA 95010 Property Records

Santa Cruz County property record for 2134 Francesco Cir, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,339 sqft · built 1997
Lot Size	0.066 acres (2,875 sqft)
Owner	Individual Name on Record
Last Sale	$904,000 (Jul 2020)
Tax Bill	$12,453 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034-542-02`

Property Details

APN / Parcel Number

Primary APN	`034-542-02`
Alternative APN	`034-542-02-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,339 sqft Living Area
Gross Area	1,755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,875 sqft (0.066 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2134 FRANCESCO CIR
City	CAPITOLA
State	CA
Zip	95010-2075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1398 LOT 36
Legal Subdivision	TRACT 1398 CLARES/WHARF SITE
Legal Tract	1398
Legal Lot Number	36
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3005
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2134 FRANCESCO CIR, CAPITOLA, CA 95010-2075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Intrafamily Transfer, Transfer
Jul 24, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 24, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage TODD HURLOW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Sep 24, 2009 · Amount on Record
Deed Document Number	202027592
Last Transfer Date	Dec 14, 2022
Transfer Doc	0000033142
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 16, 2022
Property Address	2134 FRANCESCO CIR, CAPITOLA, CA 95010-2075
Document Number	0000033142
Map Reference	VOL 91 PG 12
Instrument Date	Dec 14, 2022
Instrument	2022-0033142
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2134 FRANCESCO CIR, CAPITOLA, CA 95010-2075

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 24, 2020
Property Address	2134 FRANCESCO CIR, CAPITOLA, CA 95010-2075
Document Number	0000027592
Map Reference	VOL 91 PG 12
Instrument Date	Jul 22, 2020
Instrument	2020-0027592
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2134 FRANCESCO CIR, CAPITOLA, CA 95010-2075

Mortgage

Document Number	0000027593
Date	Jul 24, 2020
Instrument	2020-0027593

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 24, 2020
Property Address	2134 FRANCESCO CIR, CAPITOLA, CA 95010-2075
Document Number	0000027591
Instrument Date	Jul 20, 2020
Instrument	27591
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15976 LINDA AVE LOS GATOS CA 950324816, LOS GATOS, CA 95032-4816

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2134 FRANCESCO CIR, CAPITOLA, CA 95010-2075
Document Number	0000026346
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9539 CORVETTE CT NE #101 LACEY WA 985167116, 101, LACEY, WA 98516-7116

Mortgage

Document Number	0000026346
Date	Sep 5, 2019
Instrument	26346

Lender

Name	TODD HURLOW
Address	1306 LAFAYETTE ST, STEILACOOM, WA 98388-1320

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$998,089 (+2%) Land $698,662 Building $299,427
2025	$12,453.00 (+9.81%) Homeowner's exemption	$978,519 (+4.04%) Land $684,963 Building $293,556
2023	$11,340.00 (+1.18%) Homeowner's exemption	$940,521 Land $658,365 Building $282,156	$1,205,910
2022	$11,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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