Mecklenburg County property record for 21422 Baltic Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,664 sqft · built 1997 |
| Lot Size | 0.497 acres (21,661 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $461,500 (Feb 2020) |
| Tax Bill | $5,081 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-781-26 |
| Primary APN | 001-781-26 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,664 sqft Heated Area |
| Gross Area | 3,289 sqft |
| 1st Floor Area | 1,414 sqft |
| Upper Floors Area | 1,254 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,661 sqft (0.497 acres) |
| Garage Area | 441 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 140 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-781-26 |
|---|---|
| Street Address | 21422 BALTIC DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L48 M27-686 |
| Legal Subdivision | CAPTAINS POINT MAP 02 |
| Legal Lot Number | 48 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
21422 Baltic Dr is owned and occupied by two individuals who bought it in February 2020.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21422 BALTIC DR, CORNELIUS, NC 28031-6427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jan 30, 2023 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Feb 18, 2020 | Warranty Deed, Transfer NAVY FCU |
| Jan 24, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 27, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2020 · Amount on File |
| Deed Sale | Feb 18, 2020 · Amount on File |
| Prior Sale | Jan 24, 2019 |
| Deed Document Number | 0034291495 |
| Deed Book / Page | 34291 / 495 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21422 BALTIC DR, CORNELIUS, NC 28031-6427 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000106829 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 36126/299 |
| Instrument | 2021106829 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21422 BALTIC DR, CORNELIUS, NC 28031-6427 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11422 BALTIC DRIVE, CORNELIUS, NC 28031 |
| Document Number | 0000007912 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 37907/303 |
| Instrument | 2023007912 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 18, 2020 |
| Property Address | 21422 BALTIC DR, CORNELIUS, NC 28031-6427 |
| Document Number | 0000022619 |
| Book / Page | 034291 / 000495 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 22619 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $923.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21422 BALTIC DR CORNELIUS NC 280316427, CORNELIUS, NC 28031-6427 |
| Document Number | 22620 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 034291/000498 |
| Instrument | 22620 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 24, 2019 |
| Property Address | 21422 BALTIC DR, CORNELIUS, NC 28031-6427 |
| Document Number | 0000008397 |
| Book / Page | 033243 / 000223 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 8397 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21422 BALTIC DR CORNELIUS NC 280316427, CORNELIUS, NC 28031-6427 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 27, 2018 |
| Property Address | 21422 BALTIC DR, CORNELIUS, NC 28031-6427 |
| Document Number | 0000158979 |
| Book / Page | 033196 / 000865 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 158979 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21422 BALTIC DR CORNELIUS NC 280316427, CORNELIUS, NC 28031-6427 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 21422 Baltic Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21422 Baltic Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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