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21413 Baltic Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21413 Baltic Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 5,303 sqft · built 2008
Lot Size0.245 acres (10,677 sqft)
Owner2 Individual Names on Record
Last Sale$975,000 (Jan 2018)
Tax Bill$14,402 (2023)
Deeds & MortgagesJan 2021 Mortgage
Aug 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-781-10

Property Details

APN / Parcel Number

Primary APN001-781-10

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,303 sqft Heated Area
Gross Area7,995 sqft
1st Floor Area1,843 sqft
Upper Floors Area1,885 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Architectural StyleOther
Exterior MaterialWood Siding
Foundation TypeRaised
Lot Area10,677 sqft (0.245 acres)
Garage Area531 sqft

Exterior Amenities

Pool Area85 sqft
PorchPorch
Porch Area725 sqft
Deck Area637 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number001-781-10
Street Address21413 BALTIC DR
CityCORNELIUS
StateNC
Zip28031-6428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL64 M27-102
Legal SubdivisionCAPTAINS POINT MAP 01
Legal Lot Number64
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group2
Census Block2002
Census Tract6217

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21413 BALTIC DR, CORNELIUS, NC 28031-6428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2021Deed of Trust, Mortgage
LOANSTEADY LLC
Aug 3, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 11, 2018Warranty Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2018 · Amount on Record
Deed SaleJan 11, 2018 · Amount on Record
Prior SaleJan 11, 2018 · Amount on Record
Deed Document Number0000004044
Deed Book / Page032399 / 000839
Last Transfer DateAug 3, 2018
Transfer Doc0000098046
Record UpdatedJun 7, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21413 BALTIC DR, CORNELIUS, NC 28031-6428
Document Number0000006889
Instrument DateJan 5, 2021
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address21413 BALTIC DR CORNELIUS NC 280316428, CORNELIUS, NC 28031-6428

Mortgage

Document Number0000006889
DateJan 13, 2021
Book Page035543/000338
Instrument6889
Lender
NameLOANSTEADY LLC
Address7115 LEESBURG PIKE # 208, FALLS CHURCH, VA 22043-2301
Agreement
AmountAmount Recorded
Term360 Months
DueJan 12, 2051
Interest
Rate TypeAdjustable Rate

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateAug 3, 2018
Property Address21413 BALTIC DR, CORNELIUS, NC 28031-6428
Document Number0000098046
Book / Page032880 / 000444
Instrument DateJul 30, 2018
Instrument98046
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address21413 BALTIC DR CORNELIUS NC 280316428, CORNELIUS, NC 28031-6428

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 11, 2018
Property Address21413 BALTIC DR, CORNELIUS, NC 28031-6428
Document Number0000004044
Book / Page032399 / 000839
Instrument DateJan 11, 2018
Instrument4044
Transaction TypeTransfer
Record UpdatedJan 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,950.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21413 BALTIC DR CORNELIUS NC 280316428, CORNELIUS, NC 28031-6428

Mortgage

Document Number4045
DateJan 11, 2018
Book Page032399/000842
Instrument4045
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJan 10, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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