Mecklenburg County property record for 21510 Baltic Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,210 sqft · built 1997 |
| Lot Size | 0.329 acres (14,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Mar 2014) |
| Tax Bill | $3,574 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-781-23 |
| Primary APN | 001-781-23 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,210 sqft Heated Area |
| 1st Floor Area | 1,532 sqft |
| Upper Floors Area | 245 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 14,367 sqft (0.329 acres) |
| Garage Area | 460 sqft |
| Porch | Porch |
| Porch Area | 44 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 21510 BALTIC DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L51 M28-185 |
| Legal Subdivision | CAPTAINS POINT |
| Legal Lot Number | 51 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
21510 Baltic Dr is owned and occupied by an individual who acquired it in January 2026.
Source: Mecklenburg County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 21510 BALTIC DR, CORNELIUS, NC 28031-6436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jan 12, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2014 · Amount on File |
| Deed Sale | Mar 7, 2014 · Amount on File |
| Prior Sale | Mar 7, 2014 · Amount on File |
| Deed Document Number | 0000024159 |
| Deed Book / Page | 29039 / 078 |
| Last Transfer Date | Jan 12, 2026 |
| Transfer Doc | 0000003018 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21510 BALTIC DR, CORNELIUS, NC 28031-6436 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21510 BALTIC DR, CORNELIUS, NC 28031-6436 |
| Document Number | 0000025310 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 40265/219 |
| Instrument | 2026025310 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 12, 2026 |
| Property Address | 21510 BALTIC DR, CORNELIUS, NC 28031-6436 |
| Document Number | 0000003018 |
| Book / Page | 40131 / 147 |
| Map Reference | MB 28 PG 185 |
| Instrument Date | Jan 1, 2026 |
| Instrument | 2026003018 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21510 BALTIC DR, CORNELIUS, NC 28031-6436 |
| Name | Verified Name |
|---|---|
| Address | 21510 BALTIC DR, CORNELIUS, NC 28031-6436 |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $544,700 Land $200,000 Building $344,700 | ||
| 2024 | $3,574.00 | ||
| 2023 | $544,700 Land $200,000 Building $344,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21510 Baltic Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21510 Baltic Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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