21418 Old Canal St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21418 Old Canal St, Cornelius, NC 28031

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,112 sqft · built 2015
Lot Size	0.045 acres (1,981 sqft)
Owner	Individual Name on Record
Last Sale	$551,000 (May 2023)
Tax Bill	$4,142 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-517-27`

Property Details

APN / Parcel Number

Primary APN	`007-517-27`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,112 sqft Heated Area
Gross Area	2,664 sqft
1st Floor Area	856 sqft

Exterior

Year Built	Built 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,981 sqft (0.045 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-517-27
Street Address	21418 OLD CANAL ST
City	CORNELIUS
State	NC
Zip	28031-8860
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TC
Legal Description	LAF3 M57-266
Legal Subdivision	CORNELIUS TOD MAP 19
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1005
Census Tract	6409

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21418 OLD CANAL ST, CORNELIUS, NC 28031-8860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Sep 25, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 27, 2020	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Jul 14, 2022 · Amount on Record
Deed Document Number	2023042446
Deed Book / Page	38107 / 961
Record Updated	Jun 7, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 8, 2023
Property Address	21418 OLD CANAL ST, CORNELIUS, NC 28031-8860
Document Number	0000042446
Book / Page	38107 / 961
Map Reference	MB 57 PG 266
Instrument Date	May 8, 2023
Instrument	2023042446
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	TROJAN TITLE AGENCY, TRYON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,102.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 STAR LN, CASPER, WY 82604-2883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21418 OLD CANAL ST, CORNELIUS, NC 28031-8860

Mortgage

Document Number	0000042447
Date	May 8, 2023
Instrument	2023042447

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	21418 OLD CANAL ST, CORNELIUS, NC 28031-8860
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121169
Date	Sep 25, 2018
Book Page	32998/537
Instrument	2018121169

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	21418 OLD CANAL ST, CORNELIUS, NC 28031-8860
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165372
Date	Oct 7, 2020
Book Page	35155/285
Instrument	2020165372

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 14, 2022
Property Address	21418 OLD CANAL ST, CORNELIUS, NC 28031-8860
Document Number	0000103573
Book / Page	37499 / 710
Map Reference	MB 57 PG 266
Instrument Date	Jul 14, 2022
Instrument	2022103573
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,003.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7738 BURNING RIDGE DR, STANLEY, NC 28164-6853

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21418 OLD CANAL ST, CORNELIUS, NC 28031-8860

Mortgage

Document Number	0000103574
Date	Jul 14, 2022
Instrument	2022103574

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 27, 2020
Property Address	21418 OLD CANAL ST, CORNELIUS, NC 28031-8860
Document Number	0000027519
Book / Page	34319 / 514
Map Reference	MB 57 PG 266
Instrument Date	Feb 21, 2020
Instrument	2020027519
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1292, DAVIDSON, NC 28036-1292

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21418 OLD CANAL ST, CORNELIUS, NC 28031-8860

Mortgage

Document Number	0000027520
Date	Feb 27, 2020
Instrument	2020027520

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: TDS Telecom.

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