21428 Old Canal St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21428 Old Canal St, Cornelius, NC 28031

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 2,084 sqft · built 2015
Lot Size0.06 acres (2,631 sqft)
OwnerIndividual Name on File
Last Sale$343,000 (Jun 2020)
Tax Bill$4,213 (2023)
Deeds & MortgagesMay 2021 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN007-517-25

Property Details

APN / Parcel Number

Primary APN007-517-25

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,084 sqft Heated Area
Gross Area2,720 sqft
1st Floor Area800 sqft
Upper Floors Area1,284 sqft

Exterior

Year BuiltBuilt 2015
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area2,631 sqft (0.06 acres)
Garage Area380 sqft
PorchPorch
Porch Area184 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number007-517-25
Street Address21428 OLD CANAL ST
CityCORNELIUS
StateNC
Zip28031-8860
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTC
Legal DescriptionLAF1 M57-266
Legal SubdivisionCORNELIUS TOD SUB
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1005
Census Tract6409

Owner

21428 Old Canal St, a townhouse, is owned and occupied by an individual who bought it in June 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address21428 OLD CANAL ST, CORNELIUS, NC 28031-8860
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jun 8, 2020Warranty Deed, Transfer · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2020 · Amount on File
Deed SaleJun 8, 2020 · Amount on File
Prior SaleJul 22, 2015 · Amount on File
Deed Document Number0034660211
Deed Book / Page34660 / 211
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21428 OLD CANAL ST, CORNELIUS, NC 28031-8860
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000102551
DateMay 24, 2021
Book Page36101/414
Instrument2021102551
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 8, 2020
Property Address21428 OLD CANAL ST, CORNELIUS, NC 28031-8860
Document Number0000082514
Book / Page34660 / 211
Map ReferenceMB 57 PG 266
Instrument DateMay 28, 2020
Instrument2020082514
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyMILLENNIAL TITLE PARTNERS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$686.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2423 SMITH HARBOUR DR, 2423, DENVER, NC 28037-8088

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082515
DateJun 8, 2020
Instrument2020082515
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 21428 Old Canal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21428 Old Canal St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: TDS Telecom.

Nearby Properties on Old Canal St

Nearby Streets

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