21402 Old Canal St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21402 Old Canal St, Cornelius, NC 28031

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,104 sqft · built 2015
Lot Size	0.059 acres (2,570 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Jul 2022)
Tax Bill	$3,371 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-517-31`

Property Details

APN / Parcel Number

Primary APN	`007-517-31`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,104 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	800 sqft
Upper Floors Area	1,284 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Other
Lot Area	2,570 sqft (0.059 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	232 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21402 OLD CANAL ST
City	CORNELIUS
State	NC
Zip	28031-8860
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TC
Legal Description	LAF7 M57-266
Legal Subdivision	CORNELIUS TOD
Legal Block	7
Legal Lot Number	A
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1005
Census Tract	6409

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21402 OLD CANAL ST, CORNELIUS, NC 28031-8860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jan 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	2022110785
Deed Book / Page	37538 / 31
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	0000120868
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 29, 2022
Property Address	21402 OLD CANAL ST, CORNELIUS, NC 28031-8860
Document Number	0000110785
Book / Page	37538 / 31
Map Reference	MB 57 PG 266
Instrument Date	Jul 28, 2022
Instrument	2022110785
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	NOT AVAILABLE, STERLING TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 171, CORNELIUS, NC 28031-0171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21402 OLD CANAL ST, CORNELIUS, NC 28031-8860

Mortgage

Document Number	0000110786
Date	Jul 29, 2022
Instrument	2022110786

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 5, 2020
Property Address	21402 OLD CANAL ST, CORNELIUS, NC 28031-8860
Document Number	0000120868
Book / Page	034892 / 000441
Instrument Date	Jul 27, 2020
Instrument	120868
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 171 CORNELIUS NC 280310171, CORNELIUS, NC 28031-0171

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 16, 2020
Property Address	21402 OLD CANAL ST, CORNELIUS, NC 28031-8860
Document Number	0000107873
Book / Page	34811 / 780
Map Reference	MB 57 PG 266
Instrument Date	Jul 15, 2020
Instrument	2020107873
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	SOUTHERN HOMES TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11510 SMITH RD, 11510, CORNELIUS, NC 28031-8201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 171, CORNELIUS, NC 28031-0171

Mortgage

Document Number	0000107874
Date	Jul 16, 2020
Instrument	2020107874

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 16, 2018
Property Address	21402 OLD CANAL ST, CORNELIUS, NC 28031-8860
Document Number	0000005360
Book / Page	032406 / 000736
Instrument Date	Dec 21, 2017
Instrument	5360
Transaction Type	Transfer
Record Updated	May 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21402 OLD CANAL ST CORNELIUS NC 280318860, CORNELIUS, NC 28031-8860

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$506,200 Land $105,000 Building $401,200	$506,200 Land $105,000 Building $401,200
2024	$3,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: TDS Telecom.

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