214 N Smith St, Smithton, IL 62285 Property Records

St. Clair County property record for 214 N Smith St, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,416 sqft · built 1939
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Nov 2025)
Tax Bill	$4,253 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2021 Sale & Mortgage
APN	`13-28-0-403-003`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-403-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,416 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1990
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	798 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	214 N SMITH ST
City	SMITHTON
State	IL
Zip	62285-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARKERS ADD TO SMITHTON LOT/SEC-15 A02866001
Legal Subdivision	BARKERS ADD TO SMITHTON
Legal Block	403
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3044
Census Tract	503906

Owner

214 N Smith St is owned by an individual who bought it in November 2025.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	211 N CHERRY ST, FREEBURG, IL 62243-1227
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Nov 3, 2021 · Amount on File
Deed Document Number	20252866001
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 12, 2025
Property Address	214 N SMITH ST, SMITHTON, IL 62285-1522
Document Number	0A02866001
Map Reference	MB A PG 45
Instrument Date	Nov 4, 2025
Instrument	A02866001
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 N CHERRY ST, FREEBURG, IL 62243-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 N SMITH ST, SMITHTON, IL 62285-1522

Mortgage

Document Number	0A02866002
Date	Nov 12, 2025
Instrument	A02866002

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate	6.12%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 3, 2021
Property Address	214 N SMITH ST, SMITHTON, IL 62285-1522
Document Number	A02724357
Map Reference	MB A PG 45
Instrument Date	Nov 1, 2021
Instrument	A02724357
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	BENCHMARK TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 N SMITH ST, SMITHTON, IL 62285-1522

Mortgage

Document Number	A02724358
Date	Nov 3, 2021
Instrument	A02724358

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate	3.62%

Mortgage

Document Number	0A02724359
Date	Nov 3, 2021
Instrument	A02724359

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 214 N Smith St was $4,253, up 10.4% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,253.00 (+10.35%)	$52,555 (+12.27%) Land $4,267 Building $48,288	$157,665 (+12.27%) Land $12,801 Building $144,864
2024	$3,854.00	$46,812 Land $4,313 Building $42,499	$140,436 Land $12,939 Building $127,497
2022		$39,932 Land $3,679 Building $36,253	$119,796 Land $11,037 Building $108,759
2019	$2,854.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 214 N Smith St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 214 N Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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