118 N Smith St, Smithton, IL 62285 Property Records

St. Clair County property record for 118 N Smith St, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	2 ba · 576 sqft · built 1900
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Mar 2023)
Tax Bill	$4,919 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2020 Mortgage
APN	`13-33-0-201-014`

Property Details

APN / Parcel Number

Primary APN	`13-33-0-201-014`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	576 sqft Living Area
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Patio Area	240 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	118 N SMITH ST
City	SMITHTON
State	IL
Zip	62285-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS, BENJAMIN J,2ND ADD TO SMITHTON LOTS 27 & 29 A02775726
Legal Subdivision	SMITHS, BENJAMIN J,2ND ADD
Legal Block	201
Legal Lot Number	27,29
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3043
Census Tract	503906

Owner

118 N Smith St is owned and occupied by an individual who bought it in March 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	118 N SMITH ST, SMITHTON, IL 62285-1720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2023 · Amount on File
Deed Sale	Mar 10, 2023 · Amount on File
Prior Sale	Oct 30, 2009 · Amount on File
Deed Document Number	20232775726
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 10, 2023
Property Address	118 N SMITH ST, SMITHTON, IL 62285-1720
Document Number	0A02775726
Map Reference	MB A PG 10
Instrument Date	Mar 3, 2023
Instrument	A02775726
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	ACCENT TITLE, ACCENT TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	118 N SMITH ST, SMITHTON, IL 62285-1720

Mortgage

Document Number	0A02775727
Date	Mar 10, 2023
Instrument	A02775727

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.99%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	118 N SMITH ST, SMITHTON, IL 62285-1720
Document Number	00A2649432
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 N SMITH ST SMITHTON IL 622851720, SMITHTON, IL 62285-1720

Mortgage

Document Number	00A2649432
Date	Apr 29, 2020
Instrument	2649432

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 28, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 118 N Smith St was $4,919.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,919.00	$60,786 Land $6,896 Building $53,890	$182,358 Land $20,688 Building $161,670
2022		$41,010 Land $5,945 Building $35,065	$123,030 Land $17,835 Building $105,195
2019	$2,936.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 118 N Smith St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 118 N Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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