202 N Smith St, Smithton, IL 62285 Property Records

St. Clair County property record for 202 N Smith St, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Tax Bill	$278 (2025)
Deeds & Mortgages	Nov 2020 Construction Loan Apr 2017 Mortgage
APN	`13-28-0-403-007`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-403-007`

Exterior

Lot Area	3,920 sqft (0.09 acres)
Garage Area	480 sqft

Location & Zoning

Street Address	202 N SMITH ST
City	SMITHTON
State	IL
Zip	62285-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARKERS ADD TO SMITHTON LOT/SEC-17 S 25 FT DOC A02532894
Legal Subdivision	BARKERS ADD TO SMITHTON
Legal Block	403
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3044
Census Tract	503906

Owner

202 N Smith St is owned and occupied by two individuals who acquired it in April 2017.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	202 N SMITH ST, SMITHTON, IL 62285-1522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Construction Loan · Construction Mortgage LENDING 3 INC
Apr 10, 2017	Quit Claim Deed, Mortgage · VA Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 3, 2017
Transfer Doc	00A2532894
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Nov 19, 2020
Property Address	202 N SMITH ST, SMITHTON, IL 62285-1522
Document Number	00A2676449
Instrument Date	Nov 2, 2020
Instrument	2676449
Transaction Type	Construction Loan
Record Updated	Dec 24, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N SMITH ST SMITHTON IL 622851522, SMITHTON, IL 62285-1522

Mortgage

Document Number	00A2676449
Date	Nov 19, 2020
Instrument	2676449

Lender

Name	LENDING 3 INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 18, 2035

April 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 10, 2017
Property Address	202 N SMITH ST, SMITHTON, IL 62285-1522
Document Number	00A2532894
Instrument Date	Apr 3, 2017
Instrument	2532894
Transaction Type	Mortgage
Record Updated	May 8, 2017
Title Company	WORLDWIDE RECORDING INC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N SMITH ST SMITHTON IL 622851522, SMITHTON, IL 62285-1522

Mortgage

Document Number	A2532895
Date	Apr 10, 2017
Instrument	2532895

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2032

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 202 N Smith St was $278, up 2.2% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$278.00 (+2.21%)	$3,437 (+3.96%) Land $1,735 Building $1,702	$10,311 (+3.96%) Land $5,205 Building $5,106
2024	$272.00	$3,306 Land $1,753 Building $1,553	$9,918 Land $5,259 Building $4,659
2022		$2,819 Land $1,495 Building $1,324	$8,457 Land $4,485 Building $3,972
2019	$229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 202 N Smith St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 202 N Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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