Calvert County property record for 210 Harbor Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,728 sqft · built 1982 |
| Lot Size | 0.249 acres (10,846 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,500 (Dec 2016) |
| Tax Bill | $6,438 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-138278 |
| Primary APN | 01-138278 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,728 sqft Total Area |
| Basement Area | 687 sqft |
| Finished Basement | 687 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,846 sqft (0.249 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 476 sqft |
| Deck Area | 672 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 138278 |
|---|---|
| Street Address | 210 HARBOR DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 21R BLK C SEC 4 DRUM POINT |
| Legal Subdivision | DRUM POINT |
| Legal Block | C |
| Legal Lot Number | 21R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 861003 |
210 Harbor Dr is owned and occupied by two individuals who bought it in December 2016.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 210 HARBOR DR, LUSBY, MD 20657-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2016 · Amount on File |
| Deed Sale | Dec 12, 2016 · Amount on File |
| Prior Sale | May 6, 2003 |
| Deed Book / Page | 4903 / 429 |
| Transfer Doc | 0000003541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 210 HARBOR DR, LUSBY, MD 20657-2714 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | BRIDGEVIEW TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 210 HARBOR DR, LUSBY, MD 20657-2714 |
| Document Number | 0058360617 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 5836/617 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 210 Harbor Dr was $6,438 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $586,900 Land $305,900 Building $281,000 | $586,900 Land $305,900 Building $281,000 | |
| 2025 | $6,438.00 | ||
| 2023 | $5,254.00 Homeowner's exemption | $505,700 Land $305,900 Building $199,800 | $505,700 Land $305,900 Building $199,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 210 Harbor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 210 Harbor Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: IQ Fiber, Verizon.
5G (outdoors only) and 4G LTE
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