214 Edwards St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 214 Edwards St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,150 sqft · built 1906
Lot Size	0.14 acres (6,100 sqft)
Owner	Company Name on File
Last Sale	$16,686 (May 2021)
Tax Bill	$982 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`8913-23-233-012`

Property Details

APN / Parcel Number

Primary APN	`8913-23-233-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,150 sqft Living Area
1st Floor Area	480 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	119 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	214 EDWARDS ST
City	WATERLOO
State	IA
Zip	50703-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALUMET ADDITION LOT 10 BLK 7
Legal Range	13W
Legal Township	89N
Legal Section	23
Legal Subdivision	CALUMET ADDITION
Legal Block	7
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2032
Census Tract	500

Owner

214 Edwards St is owned by a company that bought it in May 2021.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	3130 FINLEY RD, 510, DOWNERS GROVE, IL 60515-1100
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage JANKO FINANCIAL GROUP LLC
Jul 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage RANBIR SINGH SAINI IRREVOCABLE TRUST
May 14, 2021	Warranty Deed, Transfer TITLE SERVICES CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Jun 8, 2010 · Amount on File
Deed Document Number	202124119
Prior Transfer Date	May 27, 2010
Prior Transfer Doc	2010022980
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	214 EDWARDS ST, WATERLOO, IA 50703-3630
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6118 ROOSEVELT RD B, B, OAK PARK, IL 60304-2399

Mortgage

Document Number	202300008835
Date	Dec 8, 2022
Instrument	202300008835

Lender

Name	JANKO FINANCIAL GROUP LLC
Type	Non-Lending Institution
Address	DOWNERS GROVE, IL 60515

Agreement

Amount	Amount on Record
Term	11 Months
Due	Nov 10, 2023

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	214 EDWARDS ST, WATERLOO, IA 50703-3630
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200000599
Date	Jul 9, 2021
Instrument	202200000599

Lender

Name	RANBIR SINGH SAINI IRREVOCABLE TRUST
Type	Private Party
Address	964 CHARLES PL, PERU, IL 61354

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 14, 2021
Property Address	214 EDWARDS ST, WATERLOO, IA 50703-3630
Document Number	202100024119
Instrument Date	Apr 9, 2021
Instrument	202100024119
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Tax	$26.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3130 FINLEY RD STE 510A, 510A, DOWNERS GROVE, IL 60515-1318
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 214 Edwards St was $982, up 32.7% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$982.00 (+32.7%)	$48,110 Land $6,240 Building $41,870	$48,110 Land $6,240 Building $41,870
2024	$740.00
2023		$34,150 (+19.03%) Land $6,240 Building $27,910	$34,150 Land $6,240 Building $27,910
2022	$813.00	$28,690 Land $6,240 Building $22,450
2021			$28,690 Land $6,240 Building $22,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 Edwards St in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1998–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Edwards St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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