Black Hawk County property record for 137 Edwards St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 732 sqft · built 1907 |
| Lot Size | 0.088 acres (3,822 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,500 (Feb 2026) |
| Tax Bill | $704 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 8913-23-237-001 |
| Primary APN | 8913-23-237-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 732 sqft Living Area |
| 1st Floor Area | 732 sqft |
| Basement Area | 732 sqft |
| Unfinished Basement | 732 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,822 sqft (0.088 acres) |
| Lot Dimensions | 98 ft deep x 42 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 77 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 137 EDWARDS ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENTZELMANS ADDITION LOT 12 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 23 |
| Legal Subdivision | KENTZELMANS ADDITION |
| Legal Lot Number | 12 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 100 |
137 Edwards St is owned and occupied by two individuals who bought it in February 2026.
Source: Black Hawk County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 137 EDWARDS ST, WATERLOO, IA 50703-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on File |
| Deed Sale | Feb 20, 2026 · Amount on File |
| Prior Sale | Sep 7, 2022 · Amount on File |
| Deed Document Number | 20262227 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 137 Edwards St was $704, up 0.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $704.00 (+0.14%) | $45,560 Land $6,090 Building $39,470 | $45,560 Land $6,090 Building $39,470 |
| 2024 | $703.00 | ||
| 2023 | $32,410 (+16.79%) Land $6,090 Building $26,320 | $32,410 Land $6,090 Building $26,320 | |
| 2022 | $610.00 | $27,750 Land $6,090 Building $21,660 | |
| 2021 | $27,750 Land $6,090 Building $21,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 137 Edwards St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1993–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 137 Edwards St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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