Black Hawk County property record for 114 Edwards St, Waterloo, IA 50703
| Property Type | Commercial |
|---|---|
| Details | 4,648 sqft · built 1946 |
| Lot Size | 0.597 acres (26,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,348 (2025) |
| Deeds & Mortgages | Mar 2023 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 8913-23-234-023 |
| Primary APN | 8913-23-234-023 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,648 sqft Gross Area |
| Overhead Door | Overhead Door |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Concrete Block |
| Roof Material | Other |
| Lot Area | 26,000 sqft (0.597 acres) |
| Lot Dimensions | 130 ft deep x 200 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 114 EDWARDS ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3736 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | KENTZELMANS ADDITION LOT 4, 5, 6, 7 & 8 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 23 |
| Legal Subdivision | KENTZELMANS ADDITION |
| Legal Lot Number | 4-8 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100 |
114 Edwards St, a commercial property, is owned by a company.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 410 ESTHER ST, WATERLOO, IA 50703-2005 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 29, 2023 |
| Property Address | 114 EDWARDS ST, WATERLOO, IA 50703-3736 |
| Document Number | 202300013034 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 202300013034 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 136 PHILLIPS ST, WATERLOO, IA 50703-3358 |
The 2025 property tax bill for 114 Edwards St was $1,348, down 6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,348.00 (-6%) | $66,080 Land $19,500 Building $46,580 | $66,080 Land $19,500 Building $46,580 |
| 2024 | $1,434.00 | ||
| 2023 | $66,080 (+72.58%) Land $19,500 Building $46,580 | $66,080 Land $19,500 Building $46,580 | |
| 2022 | $1,117.00 | $38,290 Land $19,500 Building $18,790 | |
| 2021 | $38,290 Land $19,500 Building $18,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Edwards St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1993–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Edwards St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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