Delaware County property record for 214 Cumberland Rd, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,176 sqft · built 1973 |
| Lot Size | 0.153 acres (6,666 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,066 (Apr 2005) |
| Tax Bill | $3,197 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 419-123-02-016-000 |
| Primary APN | 419-123-02-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,364 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 6,666 sqft (0.153 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Porch | Stoop |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 36 sqft |
| Patio Area | 36 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 214 CUMBERLAND RD |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4576 |
| Legal Subdivision | HEATHER HILLS |
| Legal Lot Number | 4576 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | DELAWARE CITY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10530 |
214 Cumberland Rd is owned and occupied by an individual who bought it in April 2005.
Source: Delaware County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 214 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LNDG INC |
| Mar 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage GO MORTGAGE LLC |
| Mar 12, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2005 · Amount on File |
| Deed Sale | Apr 8, 2005 · Amount on File |
| Prior Sale | Jun 8, 1995 · Amount on File |
| Deed Document Number | 200513414 |
| Deed Book / Page | 599 / 2180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jul 28, 2026 |
| Property Address | 214 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Document Number | 0000020616 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202620616 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 214 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Document Number | 0000020616, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202620616 |
| Name | ADVANTAGEFIRST LNDG INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 214 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | LANDSEL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005825 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 2022/2496 |
| Instrument | 202300005825 |
| Name | GO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43219 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 214 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 214 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Document Number | 0000005105 |
|---|---|
| Date | Mar 12, 2025 |
| Book Page | 2143/1019 |
| Instrument | 202500005105 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | DELAWARE, OH 43015 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 12, 2045 |
The 2025 property tax bill for 214 Cumberland Rd was $3,197, up 5.4% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Delaware City |
| Unified School District | Delaware City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,197.00 (+5.37%) | $64,270 (-) Land $14,530 Building $49,740 | $183,600 Land $41,500 Building $142,100 |
| 2024 | $3,034.00 (-0.2%) Homeowner's exemption | $64,270 (-) Land $14,530 Building $49,740 | |
| 2023 | $3,040.00 Homeowner's exemption | $64,270 Land $14,530 Building $49,740 | $183,600 Land $41,500 Building $142,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 214 Cumberland Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 214 Cumberland Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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