Delaware County property record for 208 Cumberland Rd, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,652 sqft · built 1973 |
| Lot Size | 0.154 acres (6,687 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (Jun 2018) |
| Tax Bill | $4,278 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 419-123-02-017-000 |
| Primary APN | 419-123-02-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 2,084 sqft |
| 1st Floor Area | 1,156 sqft |
| Upper Floors Area | 616 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Multi-Level |
| Exterior Material | Masonry Veneer |
| Lot Area | 6,687 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 396 sqft |
| Patio Area | 154 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 208 CUMBERLAND RD |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4575 |
| Legal Subdivision | WEDGEWOOD SEC 02 |
| Legal Lot Number | 4575 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | DELAWARE CITY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10530 |
Source: Delaware County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 208 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 31, 2017 | Deed of Trust, Mortgage · Line of Credit HONDA FCU |
| May 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HONDA FCU |
| Jun 8, 2018 | Warranty Deed, Transfer · FHA Mortgage RAPID MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2018 · Amount on Record |
| Deed Sale | Jun 8, 2018 · Amount on Record |
| Prior Sale | Sep 27, 2013 · Amount on Record |
| Deed Document Number | 201815060 |
| Deed Book / Page | 1575 / 2609 |
| Prior Transfer Date | Mar 1, 2006 |
| Prior Transfer Doc | 0000007761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 208 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 208 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Document Number | 0000025487 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 1987/1285 |
| Instrument | 202200025487 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 208 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014935 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 1505/0649 |
| Instrument | 201700014935 |
| Name | HONDA FCU |
|---|---|
| Type | Credit Union |
| Address | MARYSVILLE, OH 43040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 208 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | LAND & MORTGAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000014936 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 1505/0667 |
| Instrument | 201700014936 |
| Name | HONDA FCU |
|---|---|
| Type | Credit Union |
| Address | MARYSVILLE, OH 43040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 29, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jun 8, 2018 |
| Property Address | 208 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Document Number | 0000015060 |
| Book / Page | 1575 / 2609 |
| Map Reference | PB 9 PG 140 |
| Instrument Date | May 23, 2018 |
| Instrument | 2018-00015060 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $501.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7870 E KEMPER RD STE 280, 280, CINCINNATI, OH 45249-1675 |
| Document Number | 0000015061 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 1575/2611 |
| Instrument | 2018-00015061 |
| Name | RAPID MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Delaware City |
| Unified School District | Delaware City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,278.00 (+5.34%) | $85,930 (-) Land $14,530 Building $71,400 | $245,500 (-) Land $41,500 Building $204,000 |
| 2024 | $4,061.00 (-0.17%) Homeowner's exemption | $85,930 (-) Land $14,530 Building $71,400 | |
| 2023 | $4,068.00 Homeowner's exemption | $85,930 Land $14,530 Building $71,400 | $245,500 Land $41,500 Building $204,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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