Delaware County property record for 200 Cumberland Rd, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1981 |
| Lot Size | 0.147 acres (6,395 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Apr 2023) |
| Tax Bill | $2,096 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2023 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 419-123-02-018-000 |
| Primary APN | 419-123-02-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 1,216 sqft |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,395 sqft (0.147 acres) |
| Lot Dimensions | 110 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
| Porch Area | 16 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 200 CUMBERLAND RD |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4574 A |
| Legal Subdivision | HEATHER HILLS |
| Legal Lot Number | 4574 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | DELAWARE CITY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10530 |
Source: Delaware County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 27, 2026 | Deed of Trust, Mortgage · Line of Credit PATHWAYS FINANCIAL CU INC |
| Apr 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 10, 2023 | Affidavit of Death of Joint Tenant, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Prior Sale | Jun 30, 1997 · Amount on Record |
| Deed Document Number | 20236887 |
| Deed Book / Page | 2025 / 767 |
| Prior Transfer Date | Apr 5, 2023 |
| Prior Transfer Doc | 0000006886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 200 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000003895 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 1818/1980 |
| Instrument | 202100003895 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 139 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 200 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 200 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Document Number | 0000023091 |
|---|---|
| Date | Oct 26, 2023 |
| Book Page | 2060/531 |
| Instrument | 202300023091 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 200 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | NORTHWEST UNION |
| Name | Verified Name |
|---|---|
| Address | 200 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Document Number | 0000002259 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 202600002259 |
| Name | PATHWAYS FINANCIAL CU INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43228 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Apr 10, 2023 |
| Property Address | 200 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Document Number | 0000006887 |
| Book / Page | 2025 / 767 |
| Map Reference | MB 9 PG 140 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 202300006887 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | GREAT AMERICAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $366.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Document Number | 0000006888 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 202300006888 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Apr 10, 2023 |
| Property Address | 200 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Document Number | 0000006886 |
| Book / Page | 2025 / 762 |
| Map Reference | MB 9 PG 140 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 202300006886 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 200 CUMBERLAND RD, DELAWARE, OH 43015-2819 |
| Document Number | 0000019645 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 200 CUMBERLAND RD DELAWARE OH 430152819, DELAWARE, OH 43015-2819 |
| Document Number | 0000019645 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 001652/000456 |
| Instrument | 19645 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 28, 2034 |
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Delaware City |
| Unified School District | Delaware City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,096.00 (+5.33%) | $42,150 (-) Land $14,530 Building $27,620 | $120,400 (-) Land $41,500 Building $78,900 |
| 2024 | $1,990.00 (-0.15%) Homeowner's exemption | $42,150 (-) Land $14,530 Building $27,620 | |
| 2023 | $1,993.00 Homeowner's exemption | $42,150 Land $14,530 Building $27,620 | $120,400 Land $41,500 Building $78,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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