McDowell County property record for 214 Baptist Side Rd, Old Fort, NC 28762
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1999 |
| Lot Size | 0.442 acres (19,254 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $13,000 (May 2022) |
| Tax Bill | $295 (2025) |
| Deeds & Mortgages | Jul 2022 Reverse Mortgage May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0659-09-27-3110 |
| Primary APN | 0659-09-27-3110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Heated Area |
| 1st Floor Area | 1,456 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,254 sqft (0.442 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77445 |
|---|---|
| Street Address | 214 BAPTIST SIDE RD |
| City | OLD FORT |
| State | NC |
| Zip | 28762-6749 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 0.422 AC PARCEL A PB13/39 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 970700 |
214 Baptist Side Rd, a mobile home, is owned and occupied by two individuals who bought it in May 2022.
Source: McDowell County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 214 BAPTIST SIDE RD, OLD FORT, NC 28762-6749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 2, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on File |
| Deed Sale | May 2, 2022 · Amount on File |
| Prior Sale | Sep 6, 2006 · Amount on File |
| Deed Document Number | 20222658 |
| Deed Book / Page | 1397 / 866 |
| Prior Transfer Date | Apr 28, 2022 |
| Prior Transfer Doc | 0013970866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 214 BAPTIST SIDE RD, OLD FORT, NC 28762-6749 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 214 BAPTIST SIDE RD, OLD FORT, NC 28762-6749 |
| Document Number | 0014050304 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 1405/304 |
| Instrument | 2022004034 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, WI 53718 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.45% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 15.4% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | May 2, 2022 |
| Property Address | 214 BAPTIST SIDE RD, OLD FORT, NC 28762-6749 |
| Document Number | 0013970866 |
| Book / Page | 1397 / 866 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022002658 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 BAPTIST SIDE RD, OLD FORT, NC 28762-6749 |
The 2025 property tax bill for 214 Baptist Side Rd was $295 with a senior citizen's exemption.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $295.00 Senior Citizen's exemption | $83,530 Land $20,000 Building $63,530 | |
| 2023 | $287.00 | $83,530 Land $20,000 Building $63,530 | $83,530 Land $20,000 Building $63,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 214 Baptist Side Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 214 Baptist Side Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OLD FORT serves 1,700 people · EPA ID NC0156025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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