McDowell County property record for 95 Baptist Side Rd, Old Fort, NC 28762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,309 sqft · built 1900 |
| Lot Size | 1.06 acres (46,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $563 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0659-05-27-2676 |
| Primary APN | 0659-05-27-2676 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,309 sqft Heated Area |
| Gross Area | 1,942 sqft |
| 1st Floor Area | 1,309 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,240 sqft (1.06 acres) |
| Lot Dimensions | 160 ft deep x 289 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 38207 |
|---|---|
| Street Address | 95 BAPTIST SIDE RD |
| City | OLD FORT |
| State | NC |
| Zip | 28762-6713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.00 AC |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 970700 |
95 Baptist Side Rd is owned by two individuals who acquired it in May 2024.
Source: McDowell County records, as of August 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 CATAWBA RIVER RD, OLD FORT, NC 28762-0657 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Book / Page | 159 / 421 |
| Last Transfer Date | May 8, 2024 |
| Transfer Doc | 0014680289 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 95 Baptist Side Rd was $563.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $563.00 | $83,110 Land $25,000 Building $58,110 | |
| 2023 | $546.00 (+24.66%) | $83,110 (+26.73%) Land $25,000 Building $58,110 | $83,110 (+26.73%) Land $25,000 Building $58,110 |
| 2022 | $438.00 | $65,580 Land $22,500 Building $43,080 | $65,580 Land $22,500 Building $43,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Baptist Side Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Baptist Side Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OLD FORT serves 1,700 people · EPA ID NC0156025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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