McDowell County property record for 49 Baptist Side Rd, Old Fort, NC 28762 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,066 sqft · built 1964 |
| Lot Size | 0.196 acres (8,520 sqft) |
| Owner | Individual Name on File |
| Last Sale | $281,000 (Nov 2024) |
| Tax Bill | $1,431 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Nov 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0659-05-17-9503 |
| Primary APN | 0659-05-17-9503 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,066 sqft Heated Area |
| 1st Floor Area | 1,066 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,520 sqft (0.196 acres) |
| Lot Dimensions | 120 ft deep x 71 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 81524 |
|---|---|
| Street Address | 49 BAPTIST SIDE RD |
| City | OLD FORT |
| State | NC |
| Zip | 28762-6713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.31 AC LOT B PB 44 PG 10 |
| Legal Subdivision | THE KEATON |
| Legal Lot Number | B |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 970700 |
Source: McDowell County records · APN 0659-05-17-9503
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 BAPTIST SIDE RD, OLD FORT, NC 28762-6713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 27, 2024 | Warranty Deed, Transfer |
| Feb 07, 2024 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on Record |
| Deed Sale | Nov 27, 2024 · Amount on Record |
| Prior Sale | Feb 07, 2024 · Amount on Record |
| Deed Document Number | 20245408 |
| Prior Transfer Date | Jun 09, 2006 |
| Prior Transfer Doc | 0008740111 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 49 BAPTIST SIDE RD, OLD FORT, NC 28762-6713 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 69 BAPTIST SIDE RD, OLD FORT, NC 28762-6713 |
| Document Number | 0014390183 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 1439/183 |
| Instrument | 2023002947 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 0.3% |
| Max Rate At Change | 7% |
| Index | 5-Year TN |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Nov 27, 2024 |
| Property Address | 49 BAPTIST SIDE RD, OLD FORT, NC 28762-6713 |
| Document Number | 0014860121 |
| Book / Page | 1486 / 121 |
| Map Reference | MB 44 PG 10 |
| Instrument Date | Nov 25, 2024 |
| Instrument | 2024005408 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $562.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 BAPTIST SIDE RD, OLD FORT, NC 28762-6713 |
| Name | Verified Name |
|---|---|
| Address | 101 W BUCKEYE RD, SWANNANOA, NC 28778-2747 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Feb 07, 2024 |
| Property Address | 49 BAPTIST SIDE RD, OLD FORT, NC 28762-6713 |
| Document Number | 0014590163 |
| Book / Page | 1459 / 163 |
| Instrument Date | Feb 05, 2024 |
| Instrument | 2024000595 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $518.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 N MAIN ST, MARION, NC 28752-3936 |
| Name | Verified Name |
|---|---|
| Address | 101 W BUCKEYE RD, SWANNANOA, NC 28778-2747 |
Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,431.00 (+213.13%) | $211,160 (+203.7%) Land $25,000 Building $186,160 | |
| 2023 | $457.00 | $69,530 Land $25,000 Building $44,530 | $211,160 Land $25,000 Building $186,160 |
Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371119707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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