St. Joseph County property record for 207 2nd Ave, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,340 sqft · built 1900 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Dec 2020) |
| Tax Bill | $1,898 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-499-058-00 |
| Primary APN | 051-499-058-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 192 ft deep x 88 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 207 2ND AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | COM ON S LN OF 2ND AVE 75 FT E OF E LN OF MIDDLE ST TH S 11 RDS 11 1/4 FT TH E 88 FT TH N 11 RDS 11 1/4 FT TO S LN OF 2ND AVE |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 40400 |
Source: St. Joseph County assessment roll, APN 051-499-058-00, as of August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 2ND AVE, THREE RIVERS, MI 49093-1639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit OMNI COMMUNITY CU |
| Dec 01, 2020 | Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE |
| Oct 13, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Oct 07, 2020 | Quit Claim Deed, Transfer · Line of Credit STURGIS BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2020 · Amount on Record |
| Deed Sale | Dec 01, 2020 · Amount on Record |
| Prior Sale | Apr 04, 2006 · Amount on Record |
| Deed Document Number | 20208033 |
| Prior Transfer Date | Dec 22, 2010 |
| Prior Transfer Doc | 01598/0871 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 207 2ND AVE, THREE RIVERS, MI 49093-1639 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Title Company | CALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE |
| Name | Verified Name |
|---|---|
| Address | 207 2ND AVE, THREE RIVERS, MI 49093-1639 |
| Document Number | 2023002251 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 2023002251 |
| Name | OMNI COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BATTLE CREEK, MI 49016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 07, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Dec 01, 2020 |
| Property Address | 207 2ND AVE, THREE RIVERS, MI 49093-1639 |
| Document Number | 2020008033 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 2020008033 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4750 LAGO VISTA DR, COCONUT CREEK, FL 33073-4930 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 202 1 2 5TH AVE, THREE RIVERS, MI 49093 |
| Date | Dec 01, 2020 |
|---|
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 13, 2020 |
| Property Address | 207 2ND AVE, THREE RIVERS, MI 49093-1639 |
| Document Number | 2020006503 |
| Map Reference | LB 47 PG 452 |
| Instrument Date | Oct 07, 2020 |
| Instrument | 2020006503 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4750 LAGO VISTA DR, COCONUT CREEK, FL 33073-4930 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 07, 2020 |
| Property Address | 207 2ND AVE, THREE RIVERS, MI 49093-1639 |
| Document Number | 2020006366 |
| Map Reference | LB 3 PG 21 |
| Instrument Date | Oct 06, 2020 |
| Instrument | 2020006366 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19722 CRESCENT BEACH RD, THREE RIVERS, MI 49093-8017 |
| Name | Verified Name |
|---|---|
| Address | 54136 FISHER ST, THREE RIVERS, MI 49093-9767 |
| Date | Oct 07, 2020 |
|---|
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Joseph County assessment roll as of August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,000 (+10.19%) | $186,000 (+10.19%) | |
| 2025 | $1,898.00 (-25.3%) Homeowner's exemption | $84,400 (+31.46%) Land $6,500 Building $77,900 | $168,800 (+31.46%) Land $13,000 Building $155,800 |
| 2023 | $64,200 Land $3,300 Building $60,900 | $128,400 Land $6,600 Building $121,800 | |
| 2022 | $2,541.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), as of June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490404002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1989–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 260 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Air Wireless Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
Source: EPA Safe Drinking Water Information System, water system MI0006610, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | THREE RIVERS serves 7,905 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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