Schenectady County and Schenectady City property record for 2139 Watt St, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,512 sqft · built 1950 |
| Lot Size | 0.454 acres (19,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Sep 2021) |
| Tax Bill | $7,143 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 59.28-2-8 |
| Primary APN | 421500 59.28-2-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,008 sqft 1st Floor |
| Upper Floors Area | 504 sqft Upper Floors |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,800 sqft (0.454 acres) |
| Lot Dimensions | 180 ft deep x 110 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Detached |
| Garage Area | 240 sqft Garage |
| Shed | 1 Shed |
| Porch | Slab |
| Porch Area | 60 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2139 WATT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records · APN 421500 59.28-2-8
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2139 WATT ST, SCHENECTADY, NY 12304-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 23, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2021 · Amount on Record |
| Deed Sale | Sep 16, 2021 · Amount on Record |
| Prior Sale | Sep 12, 1996 · Amount on Record |
| Deed Document Number | 202145876 |
| Deed Book / Page | 2067 / 358 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 22, 2022 |
| Property Address | 2139 WATT ST, SCHENECTADY, NY 12304-3221 |
| Document Number | 0000014914 |
| Book / Page | 2081 / 155 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 202214914 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1831, ALBANY, NY 12201-1831 |
| Name | Verified Name |
|---|---|
| Address | 212 N BRANDYWINE AVE, SCHENECTADY, NY 12307-1120 |
| Document Number | 0000014915 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 202214915 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2139 WATT ST, SCHENECTADY, NY 12304-3221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LIBERTY TITEL & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0000032217 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 4852/290 |
| Instrument | 201832217 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 03, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,143.00 (+23.18%) | $148,900 (-) Land $20,600 Building $128,300 | $246,564 (+30.82%) Land $34,112 Building $212,452 |
| 2023 | $148,900 (+8.37%) Land $20,600 Building $128,300 | $188,481 (+12.49%) Land $26,076 Building $162,405 | |
| 2022 | $137,400 Land $20,600 Building $116,800 | $167,561 Land $25,122 Building $142,439 | |
| 2021 | $5,799.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 3% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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