Schenectady County and Schenectady City property record for 2126 Watt St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1910 |
| Lot Size | 0.503 acres (21,945 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $81,250 (Sep 2019) |
| Tax Bill | $6,522 (2026) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Sep 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 59.28-1-10 |
| Primary APN | 421500 59.28-1-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,945 sqft (0.503 acres) |
| Lot Dimensions | 231 ft deep x 95 ft wide |
| Garage Type | Detached |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 464 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2126 WATT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 23 2 WOOD AND GARAGE |
| Legal Subdivision | MAP OF PROPERTY IN ROTTERDAM |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2126 WATT ST, SCHENECTADY, NY 12304-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Sep 6, 2019 | Grant Deed, Transfer ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC |
| May 23, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on Record |
| Deed Sale | Sep 6, 2019 · Amount on Record |
| Prior Sale | May 23, 2019 · Amount on Record |
| Deed Document Number | 201939868 |
| Deed Book / Page | 2019 / 256 |
| Prior Transfer Date | May 9, 2019 |
| Prior Transfer Doc | 0000022738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 10, 2021 |
| Property Address | 2126 WATT ST, SCHENECTADY, NY 12304-3215 |
| Document Number | 0000005480 |
| Book / Page | 2051 / 963 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 202105480 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 328 PERRY ST, SCHENECTADY, NY 12306-3106 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3338 SLBANY STREET, SCHENECTADY, NY 12304 |
| Document Number | 0000005482 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 202105482 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 6, 2019 |
| Property Address | 2126 WATT ST, SCHENECTADY, NY 12304-3215 |
| Document Number | 0000039868 |
| Book / Page | 002019 / 000256 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 39868 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $326.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 PERRY ST SCHENECTADY NY 123063106, SCHENECTADY, NY 12306-3106 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 23, 2019 |
| Property Address | 2126 WATT ST, SCHENECTADY, NY 12304-3215 |
| Document Number | 0000022738 |
| Book / Page | 002011 / 000694 |
| Instrument Date | May 9, 2019 |
| Instrument | 22738 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $345.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1000 BLUE GENTIAN RD EAGAN MN 551211663, EAGAN, MN 55121-1663 |
| Investor | Possibly a Property Investor |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,522.00 (+1.89%) | ||
| 2025 | $6,401.00 (+4.87%) | $125,000 (-) Land $18,800 Building $106,200 | $206,988 (+30.82%) Land $31,131 Building $175,857 |
| 2023 | $125,000 (-) Land $18,800 Building $106,200 | $158,228 (+3.8%) Land $23,797 Building $134,431 | |
| 2022 | $125,000 Land $18,800 Building $106,200 | $152,439 Land $22,927 Building $129,512 | |
| 2021 | $6,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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