Schenectady County and Schenectady City property record for 2108 Watt St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,372 sqft · built 1920 |
| Lot Size | 1.44 acres (63,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $109,180 (Sep 2006) |
| Tax Bill | $5,004 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 59.27-1-3 |
| Primary APN | 421500 59.27-1-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,372 sqft Living Area |
| 1st Floor Area | 572 sqft |
| 2nd Floor Area | 572 sqft |
| Upper Floors Area | 228 sqft |
| Attic | Attic |
| Attic Area | 228 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 63,000 sqft (1.44 acres) |
| Lot Dimensions | 500 ft deep x 126 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 170 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2108 WATT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2108 WATT ST, SCHENECTADY, NY 12304-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF SCOTIA |
| Mar 12, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2006 · Amount on Record |
| Deed Sale | Sep 15, 2006 · Amount on Record |
| Prior Sale | Dec 14, 1999 · Amount on Record |
| Deed Book / Page | 1743 / 604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 9, 2021 |
| Property Address | 2108 WATT ST, SCHENECTADY, NY 12304-3215 |
| Document Number | 0000044619 |
| Book / Page | 2066 / 922 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 202144619 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2064 NW 17TH ST, CAPE CORAL, FL 33993-2944 |
| Name | Verified Name |
|---|---|
| Address | 110 SNOWDEN AVE, SCHENECTADY, NY 12304-1331 |
| Document Number | 0000044620 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 202144620 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 12, 2021 |
| Property Address | 2108 WATT ST, SCHENECTADY, NY 12304-3215 |
| Document Number | 0000010004 |
| Book / Page | 2053 / 971 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 202110004 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $68.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1702 STERLING RD, PATTERSONVILLE, NY 12137-2517 |
| Name | Verified Name |
|---|---|
| Address | 1064 NW 17TH ST, CAPE CORAL, FL 33993-5015 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,004.00 (+2.35%) | ||
| 2025 | $4,889.00 (-6.86%) | $104,600 (-) Land $15,700 Building $88,900 | $173,207 (+30.82%) Land $25,998 Building $147,209 |
| 2023 | $104,600 (-) Land $15,700 Building $88,900 | $132,405 (+3.8%) Land $19,873 Building $112,532 | |
| 2022 | $104,600 Land $15,700 Building $88,900 | $127,561 Land $19,146 Building $108,415 | |
| 2021 | $5,249.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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