2138 Warner St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2138 Warner St, Oceano, CA 93445 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1946
Square Footage1,122 sqft Living Area
Lot Size5,500 sqft (0.126 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2009)
Tax Bill$5,416.00 (2025)

Property Details

APN / Parcel Number

Primary APN062-066-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,122 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1946
Architectural StyleBungalow Style
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Lot Area5,500 sqft (0.126 acres)
Depth X Width110 ft x 50 ft Depth x Width
TopographyAbove Road/Slope Topography

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2138 WARNER ST
CityOCEANO
StateCA
Zip93445-9212
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTN OCEANO MINICH ADD LTS 47 & 48
Legal SubdivisionTN OCEANO MINICH ADD
Legal Lot Number47,48 48
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionARROYO GRANDE
Census Blockgroup2
Census Block2009
Census Tract12202

Owner

Source: San Luis Obispo County records · APN 062-066-007

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2138 WARNER ST, OCEANO, CA 93445-9212
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Intrafamily Transfer, Transfer
Jul 26, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
WELLS FARGO BANK NA
Apr 08, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Apr 08, 2019Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2009 · Amount on Record
Deed SaleNov 10, 2009 · Amount on Record
Prior SaleNov 10, 2009 · Amount on Record
Deed Doc Number0000062766
Last Transfer DateSep 12, 2022
Transfer Doc0000036465
Record RefreshedJun 08, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 12, 2022
Property Address2138 WARNER ST, OCEANO, CA 93445-9212
Document Number0000036465
Map ReferenceMB B PG 42
Instrument DateSep 10, 2022
Instrument2022036465
Transaction TypeTransfer
Record UpdatedSep 28, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2138 WARNER ST, OCEANO, CA 93445-9212

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2138 WARNER ST, OCEANO, CA 93445-9212
Transaction TypeMortgage
Record UpdatedAug 03, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2138 WARNER ST, OCEANO, CA 93445-9212

Mortgage

Document Number0000052611
DateJul 26, 2021
Instrument2021052611
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term334 Months
DueMay 01, 2049

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2138 WARNER ST, OCEANO, CA 93445-9212
Document Number0000014646
Instrument DateApr 08, 2019
Transaction TypeMortgage
Record UpdatedMay 03, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21388 WARNER ST OCEANO CA 93445, OCEANO, CA 93445

Mortgage

Document Number0000014646
DateApr 24, 2019
Instrument14646
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2049

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN LUIS OBISPO CA
Property Address2138 WARNER ST, OCEANO, CA 93445-9212
Document Number0000016782
Instrument DateApr 08, 2019
Transaction TypeMortgage
Record UpdatedMay 17, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2138 WARNER ST OCEANO CA 934459212, OCEANO, CA 93445-9212

Mortgage

Document Number0000016782
DateMay 08, 2019
Instrument16782
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IN 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 07, 2049
Interest
Rate4.87%

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,416.00 (+45.2%) Homeowner's exemption$483,143 (+46.96%) Land $308,114 Building $175,029
2023$3,730.00 (+1.44%) Homeowner's exemption$328,769 Land $192,301 Building $136,468
2022$3,677.00

Flood & Wildfire

2138 Warner St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Warner St

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