2125 Warner St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2125 Warner St, Oceano, CA 93445 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,575 sqft
Lot Size0.077 acres (3,373 sqft)
OwnerCompany Name on File
Last Sale$410,000 (May 2016)
Tax Bill$5,440 (2025)
Deeds & MortgagesJan 2026 Transfer
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN062-065-038

Property Details

APN / Parcel Number

Primary APN062-065-038

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Total Rooms5 Rooms
Building Area1,575 sqft

Exterior

Lot Area3,373 sqft (0.077 acres)
TerrainOther

Location & Zoning

Street Address2125 WARNER ST
CityOCEANO
StateCA
Zip93445-9213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPM 78/29-31 PAR 2
Legal SubdivisionPARCEL MAP CO 5-0284
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2007
Census Tract12202

Owner

Source: San Luis Obispo County records · APN 062-065-038

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address2125 WARNER ST, OCEANO, CA 93445-9213
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Intrafamily Transfer, Transfer
Apr 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Dec 16, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2016 · Amount on Record
Deed SaleMay 27, 2016 · Amount on Record
Prior SaleMay 27, 2016 · Amount on Record
Deed Document Number0000024508
Last Transfer DateJan 22, 2026
Transfer Doc0000002030
Record UpdatedJun 08, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 22, 2026
Property Address2125 WARNER ST, OCEANO, CA 93445-9213
Document Number0000002030
Map ReferenceMB 78 PG 29-31
Instrument DateJan 21, 2026
Instrument2026002030
Transaction TypeTransfer
Record UpdatedFeb 06, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2125 WARNER ST, OCEANO, CA 93445-9213

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2125 WARNER ST, OCEANO, CA 93445-9213
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016802
DateApr 07, 2020
Instrument2020016802
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term314 Months
DueJun 01, 2046

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2125 WARNER ST, OCEANO, CA 93445-9213
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE CONNECT CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2125 WARNER ST, OCEANO, CA 93445-9213

Mortgage

Document Number0000074642
DateDec 16, 2020
Instrument2020074642
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term311 Months
DueNov 01, 2046

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,440.00 (+4.7%) Homeowner's exemption$485,350 (+4.04%) Land $218,999 Building $266,351
2023$5,196.00 (+1.48%) Homeowner's exemption$466,505 Land $210,496 Building $256,009
2022$5,120.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 487 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Radiate Holdings, Ranch WiFi, T-Mobile USA, Peak WiFi, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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