2138 Oak Forest Rd, Buchanan, MI 49107 Property Records

Berrien County property record for 2138 Oak Forest Rd, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,778 sqft · built 2021
Lot Size	16.5 acres (720,047 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Nov 2020)
Tax Bill	$6,137 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-0010-0004-06-0`

Property Details

APN / Parcel Number

Primary APN	`05-0010-0004-06-0`
Alternative APN	`11-05-0010-0004-06-0`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,778 sqft Living Area
1st Floor Area	1,958 sqft
Basement Area	1,958 sqft
Unfinished Basement	1,958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	720,047 sqft (16.5 acres)
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2138 OAK FOREST RD
City	BUCHANAN
State	MI
Zip	49107-8253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG AGRICUL
Legal Description	SPLIT ON 09/30/2020 FROM 05-0010-0004-04-4; COM AT THE N1/4 PST SEC 10 T8S R18W TH S00DEG31'39E 2659.77' TO CEN OF SD SEC TH
Legal Range	18W
Legal Township	08S
Legal Section	10
Jurisdiction	BERRIEN MI
Township / Civil Division	BERTRAND
Census Block Group	1
Census Block	1023
Census Tract	20300

Owner

2138 Oak Forest Rd is owned and occupied by two individuals who acquired it in April 2021.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2138 OAK FOREST RD, BUCHANAN, MI 49107-8253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit HONOR CREDIT UNION
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit HONOR CU
Apr 20, 2021	Intrafamily Transfer, Transfer · Construction Mortgage UNITED FCU
Nov 6, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Deed Book / Page	3299 / 1085
Last Transfer Date	Apr 16, 2021
Transfer Doc	0000313566
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	May 12, 2026
Property Address	2138 OAK FOREST RD, BUCHANAN, MI 49107-8253
Document Number	0000460651
Book / Page	3477 / 922
Instrument Date	Apr 28, 2026
Instrument	2026460651
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2138 OAK FOREST RD, BUCHANAN, MI 49107-8253

Mortgage

Document Number	0000460651,
Date	May 12, 2026
Book Page	3477/922
Instrument	2026460651

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 12, 2046

Interest

Rate	6.46%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2138 OAK FOREST RD, BUCHANAN, MI 49107-8253
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 OAK FOREST RD, BUCHANAN, MI 49107-8253

Mortgage

Document Number	03425/1283
Date	Apr 29, 2024
Book Page	3425/1283
Instrument	2024404848

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Apr 20, 2021
Property Address	2138 OAK FOREST RD, BUCHANAN, MI 49107-8253
Document Number	03323/2735
Book / Page	3323 / 2735
Instrument Date	Apr 16, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2138 OAK FOREST RD, BUCHANAN, MI 49107-8253

Mortgage

Document Number	0033232737
Date	Apr 20, 2021
Instrument	3323/2737

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Apr 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 6, 2020
Property Address	2138 OAK FOREST RD, BUCHANAN, MI 49107-8253
Document Number	03299/1085
Book / Page	3299 / 1085
Instrument Date	Oct 29, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2110 OAK FOREST RD, BUCHANAN, MI 49107-8253

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bertrand Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,400 (+30.28%)	$722,800 (+30.28%)
2025	$6,137.00 (+33.79%)
2023		$277,400	$554,800
2022	$4,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2138 Oak Forest Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2138 Oak Forest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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