2137 Betsy Ross Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2137 Betsy Ross Ln, Saint Cloud, FL 34769

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,273 sqft · built 2015
Lot Size0.065 acres (2,839 sqft)
OwnerCompany Name on Record
Last Sale$240,000 (Apr 2023)
Tax Bill$5,083 (2025)
Deeds & MortgagesApr 2023 Sale
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-26-30-0520-0004-00A0

Property Details

APN / Parcel Number

Primary APN09-26-30-0520-0004-00A0
Alternative APN
  • 2630090520000400A0

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,273 sqft Living Area
Gross Area1,525 sqft
1st Floor Area70 sqft
Upper Floors Area1,203 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,839 sqft (0.065 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2137 BETSY ROSS LN
CitySAINT CLOUD
StateFL
Zip34769-7099
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionJEFFERSON GREEN AT ANTHEM PARK CONDO PH 4 CB 13 PG 92 OR 4471/1504 BLDG 4 UNIT A
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionJEFFERSON GREEN AT ANTHEM PARK CONDO PH
Legal Phase4
Legal Tract520
Legal BlockA0
Legal Lot NumberA
Legal UnitA
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43208

Owner

Source: Osceola County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12905 SW 42ND ST, MIAMI, FL 33175-2905
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2023Warranty Deed, Transfer
OLIVER TITLE LAW
Mar 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 5, 2017Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2023 · Amount on Record
Deed SaleApr 5, 2023 · Amount on Record
Prior SaleMay 5, 2017 · Amount on Record
Deed Document Number202338392
Deed Book / Page6382 / 459
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 5, 2023
Property Address2137 BETSY ROSS LN, SAINT CLOUD, FL 34769-7099
Document Number0063820459
Book / Page6382 / 459
Map ReferenceMB 3693 PG 2315
Instrument DateMar 31, 2023
Instrument2023038392
Transaction TypeTransfer
Record UpdatedApr 20, 2023
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount Recorded
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10120 CHESHAM DR, ORLANDO, FL 32817-3282

Transferred To (Grantee/Buyer)

NameVerified Name
Address12905 SW 42ND ST STE 210, 210, MIAMI, FL 33175-2912

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2137 BETSY ROSS LN, SAINT CLOUD, FL 34769-7099
Transaction TypeMortgage
Record UpdatedApr 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2137 BETSY ROSS LN, SAINT CLOUD, FL 34769-7099

Mortgage

Document Number0061791191
DateMar 24, 2022
Book Page6179/1191
Instrument2022047526
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

May 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 5, 2017
Property Address2137 BETSY ROSS LN, SAINT CLOUD, FL 34769-7099
Document Number0051432118
Book / Page5143 / 2118
Instrument DateMay 5, 2017
Instrument2017066808
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 8, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address2137 BETSY ROSS LN, SAINT CLOUD, FL 34769-7099

Mortgage

Document Number0051432119
DateMay 5, 2017
Instrument5143/2119
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,083.00 (+62.6%)$185,300 (+53.71%) Building $185,300$185,300 (-3.69%) Building $185,300
2023$3,126.00 (+3.58%) Homeowner's exemption$120,548 (+3%)$192,400 (+33.15%) Building $192,400
2022$3,018.00 Homeowner's exemption$117,037$144,500 Building $144,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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