Osceola County property record for 2128 Betsy Ross Ln, Saint Cloud, FL 34769
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,588 sqft · built 2015 |
| Owner | 2 Individual Names on File |
| Last Sale | $48,900 (Jan 2021) |
| Tax Bill | $3,946 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-30-0535-0034-00B0 |
| Primary APN | 09-26-30-0535-0034-00B0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,588 sqft Living Area |
| Gross Area | 2,011 sqft |
| 1st Floor Area | 788 sqft |
| Upper Floors Area | 800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 423 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2128 BETSY ROSS LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-7000 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | JEFFERSON GREEN AT ANTHEM PARK CONDO PH 34 CB 13 PG 107 OR 4471/1684 BLDG 34 UNIT B |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | JEFFERSON GREEN AT ANTHEM PARK CONDO PH |
| Legal Phase | 34 |
| Legal Tract | 535 |
| Legal Block | B0 |
| Legal Lot Number | B |
| Legal Unit | B |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43208 |
2128 Betsy Ross Ln, a condominium, is owned and occupied by two individuals who bought it in January 2021.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2128 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Jul 31, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2021 · Amount on File |
| Deed Sale | Jan 7, 2021 · Amount on File |
| Prior Sale | Jul 31, 2017 · Amount on File |
| Deed Document Number | 20212845 |
| Deed Book / Page | 5866 / 2772 |
| Prior Transfer Date | Dec 31, 2020 |
| Prior Transfer Doc | 0058662772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 7, 2021 |
| Property Address | 2128 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000 |
| Document Number | 0058662772 |
| Book / Page | 5866 / 2772 |
| Map Reference | MB 3693 PG 2315 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2021002845 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $342.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2128 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000 |
| Document Number | 0058662776 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 5866/2776 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 31, 2017 |
| Property Address | 2128 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000 |
| Document Number | 0051861524 |
| Book / Page | 5186 / 1524 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 2017110034 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $994.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Address | 2128 BETSY ROSS LN, SAINT CLOUD, FL 34769-7000 |
| Document Number | 0051861525 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 5186/1525 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 2128 Betsy Ross Ln was $3,946 with a homeowner's exemption, up 0.8% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,946.00 (+0.77%) Homeowner's exemption | $164,890 | $229,600 Building $229,600 |
| 2024 | $3,916.00 (+4.23%) | ||
| 2023 | $3,757.00 (+3.47%) Homeowner's exemption | $155,576 (+3%) | $238,400 (+33.11%) Building $238,400 |
| 2022 | $3,631.00 Homeowner's exemption | $151,045 | $179,100 Building $179,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2128 Betsy Ross Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2128 Betsy Ross Ln is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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