2145 Betsy Ross Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2145 Betsy Ross Ln, Saint Cloud, FL 34769

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,764 sqft · built 2015
Owner	Individual Name on Record
Last Sale	$182,000 (Dec 2020)
Tax Bill	$4,251 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0926300520000400C0`

Property Details

APN / Parcel Number

Primary APN	`0926300520000400C0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,764 sqft Heated Area
Gross Area	2,163 sqft
1st Floor Area	876 sqft
Upper Floors Area	888 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Finished
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2145 BETSY ROSS LN
City	SAINT CLOUD
State	FL
Zip	34769-7099
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	JEFFERSON GREEN AT ANTHEM PARK CONDO PH 4 CB 13 PG 92 OR 4471/1504 BLDG 4 UNIT C
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	JEFFERSON GREEN AT ANTHEM PARK
Legal Phase	4
Legal Tract	520
Legal Block	1
Legal Unit	C
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2145 BETSY ROSS LN, SAINT CLOUD, FL 34769-7099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 16, 2020	Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 8, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	May 8, 2017 · Amount on Record
Deed Document Number	2020171132
Deed Book / Page	5852 / 1912
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2145 BETSY ROSS LN, SAINT CLOUD, FL 34769-7099
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 BETSY ROSS LN C, C, SAINT CLOUD, FL 34769-7099

Mortgage

Document Number	0060860587
Date	Nov 15, 2021
Book Page	6086/587
Instrument	2021176831

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 16, 2020
Property Address	2145 BETSY ROSS LN, SAINT CLOUD, FL 34769-7099
Document Number	0058521912
Book / Page	5852 / 1912
Map Reference	MB 3693 PG 2315
Instrument Date	Nov 9, 2020
Instrument	2020171132
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CORETITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4831 ZION DR, 4831, SAINT CLOUD, FL 34772-7735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 BETSY ROSS LN # C, C, SAINT CLOUD, FL 34769-7099

Mortgage

Document Number	0058521914
Date	Dec 16, 2020
Instrument	5852/1914

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 8, 2017
Property Address	2145 BETSY ROSS LN, SAINT CLOUD, FL 34769-7099
Document Number	0051432572
Book / Page	5143 / 2572
Instrument Date	Apr 28, 2017
Instrument	2017066912
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,008.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 BETSY ROSS LN, SAINT CLOUD, FL 34769-7099

Mortgage

Document Number	0051432573
Date	May 8, 2017
Instrument	5143/2573

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,251.00 (+5.07%) Homeowner's exemption	$181,929 (+5.99%)	$243,800 (-3.71%) Building $243,800
2023	$4,046.00 (+3.43%) Homeowner's exemption	$171,653 (+3%)	$253,200 (+33.19%) Building $253,200
2022	$3,912.00 Homeowner's exemption	$166,654	$190,100 Building $190,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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