Emmet County property record for 2137 Bear River Rd, Petoskey, MI 49770
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 6.29 acres (273,992 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $927 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-33-300-018 |
| Primary APN | 01-19-33-300-018 |
|---|
| Lot Area | 273,992 sqft (6.29 acres) |
|---|
| Street Address | 2137 BEAR RIVER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9570 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | EC FF-1 |
| Legal Description | PT SE ? OF SW ? OF SECTION 33, COM AT S ? COR OF SD SEC FOR POB, TH ALG S LN OF SD SEC S87?47?42?W 12.09 FT PREVIOUSLY DESC S |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 970600 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Estate |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Sep 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Aug 21, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2023 |
| Transfer Doc | 001254/177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2137 BEAR RIVER RD, PETOSKEY, MI 49770-9570 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570 |
| Document Number | 0000001270/0000000033 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 0000001270/0000000033 |
| Instrument | 5223064 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Nov 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2137 BEAR RIVER RD, PETOSKEY, MI 49770-9570 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570 |
| Document Number | 0000001270/0000000033 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 0000001270/0000000033 |
| Instrument | 5223064 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Nov 1, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Aug 21, 2023 |
| Property Address | 2137 BEAR RIVER RD, PETOSKEY, MI 49770-9570 |
| Document Number | 001254/177 |
| Book / Page | 1254 / 177 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 5207168 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,700 (+101.96%) Land $195,700 | $391,400 (+101.96%) Land $391,400 | |
| 2025 | $96,900 (+76.82%) Land $96,900 | $193,800 (+76.82%) Land $193,800 | |
| 2024 | $927.00 | ||
| 2023 | $54,800 Land $54,800 | $109,600 Land $109,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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