2125 Bear River Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 2125 Bear River Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	7.08 acres (308,405 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,405 (2024)
Deeds & Mortgages	May 2023 Mortgage Nov 2019 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-33-300-017`

Property Details

APN / Parcel Number

Primary APN	`01-19-33-300-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,608 sqft Living Area
1st Floor Area	2,608 sqft
Basement Area	2,608 sqft
Unfinished Basement	2,608 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	308,405 sqft (7.08 acres)
Garage Area	884 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2125 E BEAR RIVER RD
City	PETOSKEY
State	MI
Zip	49770-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	PT SE ? OF SW ? OF SECTION 33, COM AT S ? COR OF SD SEC, TH ALG S LN OF SD SEC S87?47?42?W 12.09 FT PREVIOUSLY DESC S ? OF SD SEC, TH CONT ALG SD S LN, S89?11?58?W 69.25 FT TO N ? COR OF SECTION 4, T33N, R5W, TH CONT N89?27?55?W 311.20 FT, TH N00?01?
Legal Subdivision	S33 T34N R5W
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	1
Census Block	1050
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2125 E BEAR RIVER RD, PETOSKEY, MI 49770-9570
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Nov 20, 2019	Deed of Trust, Mortgage QUICKEN LOANS
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Feb 22, 2019	Quit Claim Deed, Transfer Quitclaim
Feb 22, 2019	Quit Claim Deed, Transfer Quitclaim
Dec 21, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 20, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 20, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 19, 2019
Transfer Doc	1210/103
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570

Mortgage

Document Number	0000001251/0000000915
Date	May 3, 2023
Book Page	0000001251/0000000915
Instrument	5204901

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001217/0000000107
Date	Nov 20, 2019
Book Page	0000001217/0000000107
Instrument	5170027

Lender

Name	QUICKEN LOANS

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570

Mortgage

Document Number	0000001238/0000000253
Date	Oct 22, 2021
Book Page	0000001238/0000000253
Instrument	5191215

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Feb 22, 2019
Property Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570
Document Number	1210/104
Book / Page	1210 / 104
Instrument Date	Feb 19, 2019
Instrument	5163024
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125E BEAR RIVER RD, PETOSKEY, MI 49770-9570

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Feb 22, 2019
Property Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570
Document Number	1210/103
Book / Page	1210 / 103
Instrument Date	Feb 19, 2019
Instrument	5163020
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125E BEAR RIVER RD, PETOSKEY, MI 49770-9570

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Dec 21, 2018
Property Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570
Document Number	1208/909
Book / Page	1208 / 909
Instrument Date	Dec 21, 2018
Instrument	5161802
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125E BEAR RIVER RD, PETOSKEY, MI 49770-9570

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Mar 20, 2018
Property Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570
Document Number	1202/100
Book / Page	1202 / 100
Instrument Date	Mar 16, 2018
Instrument	000005154997
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Mar 20, 2018
Property Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570
Document Number	1202/101
Book / Page	1202 / 101
Instrument Date	Mar 16, 2018
Instrument	000005154998
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Mar 20, 2018
Property Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570
Document Number	1202/102
Book / Page	1202 / 102
Instrument Date	Mar 16, 2018
Instrument	000005154999
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2125 BEAR RIVER RD, PETOSKEY, MI 49770-9570

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,100 (+8.44%) Land $330,100	$660,200 (+8.44%) Land $660,200
2025		$304,400 (+35.23%) Land $304,400	$608,800 (+35.23%) Land $608,800
2024	$2,405.00
2023		$225,100 Land $225,100	$450,200 Land $450,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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