Washtenaw County property record for 2136 Stephen Ter, Ann Arbor, MI 48103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,843 sqft · built 1978 |
| Lot Size | 0.385 acres (16,771 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Oct 2000) |
| Tax Bill | $8,155 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-09-31-204-005 |
| Primary APN | 09-09-31-204-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Building Area | 1,843 sqft Living Area |
| Basement Area | 1,843 sqft |
| Unfinished Basement | 1,843 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Lot Area | 16,771 sqft (0.385 acres) |
| Lot Dimensions | 218 ft deep x 77 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2136 STEPHEN TER |
|---|---|
| City | ANN ARBOR |
| State | MI |
| Zip | 48103-5039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | LOT 33 CORAL RIDGE |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 31 |
| Legal Subdivision | CORAL RIDGE |
| Legal Block | 204 |
| Legal Lot Number | 33 |
| Jurisdiction | WASHTENAW MI |
| Township / Civil Division | ANN ARBOR |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 404300 |
Source: Washtenaw County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2136 STEPHEN TER, ANN ARBOR, MI 48103-5039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL |
| Jun 19, 2017 | Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2000 · Amount on Record |
| Deed Sale | Oct 20, 2000 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Aug 17, 2026 |
| Property Address | 2136 STEPHEN TER, ANN ARBOR, MI 48103-5039 |
| Document Number | 0006806903 |
| Book / Page | 5639 / 917 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 20266806903 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | DFCU TITLE AGENCY LLC, DFCU TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2136 STEPHEN TER, ANN ARBOR, MI 48103-5039 |
| Document Number | 0006806903, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 5639/917 |
| Instrument | 20266806903 |
| Name | DFCU FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 30, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 2136 STEPHEN TER, ANN ARBOR, MI 48103-5039 |
| Document Number | 0006380525 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2136 STEPHEN TER ANN ARBOR MI 481035039, ANN ARBOR, MI 48103-5039 |
| Document Number | 0006380525 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 005213/000842 |
| Instrument | 6380525 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Washtenaw County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Ann Arbor City |
| County | Washtenaw County |
| Unified School District | Ann Arbor Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,800 (+1.57%) | $633,600 (+1.57%) | |
| 2025 | $8,155.00 (+11.22%) Homeowner's exemption | $311,900 | $623,800 |
| 2023 | $7,332.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANN ARBOR serves 123,851 people · EPA ID MI0000220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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