Washtenaw County property record for 2132 Stephen Ter, Ann Arbor, MI 48103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,921 sqft · built 1996 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $43,000 (May 1995) |
| Tax Bill | $11,800 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-09-31-204-006 |
| Primary APN | 09-09-31-204-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,921 sqft Living Area |
| Basement Area | 1,670 sqft |
| Unfinished Basement | 1,670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 11,543 sqft (0.265 acres) |
| Lot Dimensions | 175 ft deep x 66 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2132 STEPHEN TER |
|---|---|
| City | ANN ARBOR |
| State | MI |
| Zip | 48103-5039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | LOT 32 CORAL RIDGE |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 31 |
| Legal Subdivision | CORAL RIDGE |
| Legal Block | 204 |
| Legal Lot Number | 32 |
| Jurisdiction | WASHTENAW MI |
| Township / Civil Division | ANN ARBOR |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 404300 |
2132 Stephen Ter is owned and occupied by two individuals who acquired it in August 2024.
Source: Washtenaw County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2132 STEPHEN TER, ANN ARBOR, MI 48103-5039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 1995 · Amount on File |
| Deed Sale | May 22, 1995 · Amount on File |
| Last Transfer Date | Aug 13, 2024 |
| Transfer Doc | 0006729890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 2132 STEPHEN TER, ANN ARBOR, MI 48103-5039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006506205 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 5339/397 |
| Instrument | 6506205 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2132 Stephen Ter was $11,800 with a homeowner's exemption.
Source: Washtenaw County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Ann Arbor City |
| County | Washtenaw County |
| Unified School District | Ann Arbor Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,500 | $911,000 | |
| 2025 | $11,800.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2132 Stephen Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2132 Stephen Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANN ARBOR serves 123,851 people · EPA ID MI0000220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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