Washtenaw County property record for 2124 Stephen Ter, Ann Arbor, MI 48103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,250 sqft · built 1964 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $549,500 (Jul 2017) |
| Tax Bill | $10,163 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-09-31-204-008 |
| Primary APN | 09-09-31-204-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,250 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Level |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 131 ft deep x 67 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2124 STEPHEN TER |
|---|---|
| City | ANN ARBOR |
| State | MI |
| Zip | 48103-5039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | LOT 30 CORAL RIDGE |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 31 |
| Legal Subdivision | CORAL RIDGE |
| Legal Block | 204 |
| Legal Lot Number | 30 |
| Jurisdiction | WASHTENAW MI |
| Township / Civil Division | ANN ARBOR |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 404300 |
Source: Washtenaw County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2124 STEPHEN TER, ANN ARBOR, MI 48103-5039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA |
| Jul 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage HURON VALLEY FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2017 · Amount on File |
| Deed Sale | Jul 13, 2017 · Amount on File |
| Prior Sale | Oct 4, 2001 · Amount on File |
| Deed Document Number | 20176381435 |
| Deed Book / Page | 5214 / 753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 2124 STEPHEN TER, ANN ARBOR, MI 48103-5039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006486399 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 5319/654 |
| Instrument | 6486399 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 2124 STEPHEN TER, ANN ARBOR, MI 48103-5039 |
| Document Number | 0006566289 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2124 STEPHEN TER ANN ARBOR MI 481035039, ANN ARBOR, MI 48103-5039 |
| Document Number | 0006566289 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 005399/000455 |
| Instrument | 6566289 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 18, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Jul 13, 2017 |
| Property Address | 2124 STEPHEN TER, ANN ARBOR, MI 48103-5039 |
| Document Number | 0006381435 |
| Book / Page | 5214 / 753 |
| Map Reference | LB13 PG54 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 6381435 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2124 STEPHEN TER, 2124, ANN ARBOR, MI 48103-5039 |
| Name | Verified Name |
|---|---|
| Address | 219 MADISON AVE, DECATUR, GA 30030-3543 |
| Investor | Possibly a Property Investor |
| Document Number | 0006381436 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 6381436 |
| Name | HURON VALLEY FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Washtenaw County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Ann Arbor City |
| County | Washtenaw County |
| Unified School District | Ann Arbor Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,900 | $491,800 | |
| 2025 | $10,163.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANN ARBOR serves 123,851 people · EPA ID MI0000220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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