2135 Pine Tree Ln, Middleburg, FL 32068 Property Records

Clay County property record for 2135 Pine Tree Ln, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,368 sqft · built 2005
Lot Size	0.275 acres (11,957 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,948 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-05-24-006350-001-07`

Property Details

APN / Parcel Number

Primary APN	`14-05-24-006350-001-07`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,368 sqft Living Area
Gross Area	2,795 sqft
1st Floor Area	2,368 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,957 sqft (0.275 acres)
Garage Type	Attached
Garage Area	427 sqft
Porch	Finished/Open Porch
Porch Area	80 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2135 PINE TREE LN
City	MIDDLEBURG
State	FL
Zip	32068-5041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 7 HONEYSUCKLE HILL AS REC OR 4742 PG 2135
Legal Range	24E
Legal Township	05S
Legal Section	14
Legal Subdivision	HONEYSUCKLE HILL
Legal Lot Number	7
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3012
Census Tract	30103

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2135 PINE TREE LN, MIDDLEBURG, FL 32068-5041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023
Deed Sale	Jul 31, 2023
Prior Sale	Oct 22, 2015 · Amount on Record
Deed Document Number	202338026
Deed Book / Page	4742 / 2135
Prior Transfer Date	Aug 13, 2009
Prior Transfer Doc	0031490769
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 31, 2023
Property Address	2135 PINE TREE LN, MIDDLEBURG, FL 32068-5041
Document Number	0047422135
Book / Page	4742 / 2135
Map Reference	MB 45 PG 28&29
Instrument Date	Jul 19, 2023
Instrument	2023038026
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	ESTATE TITLE, ESTATE TITLE AND TRUST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,387.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1218 JORDAN AVE, ORLANDO, FL 32809-6344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 PINE TREE LN, MIDDLEBURG, FL 32068-5041

Mortgage

Document Number	0047422138
Date	Jul 31, 2023
Instrument	4742/2138

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,948.00 (+4.78%)	$299,047 (-7.49%)	$321,252 (-0.62%) Land $50,000 Building $271,252
2024	$3,768.00 (-20.94%)
2023	$4,766.00 (+16.27%)	$323,246 (+20.08%) Land $50,000 Building $273,246	$323,246 (+20.08%) Land $50,000 Building $273,246
2022	$4,099.00	$269,196 Land $40,000 Building $229,196	$269,196 Land $40,000 Building $229,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	199 (1983–2023)
Claims Outside the SFHA	17 of 199
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 76 claims Tropical Storm Debby, Jun 2012 · 44 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20