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2128 Pine Tree Ln, Middleburg, FL 32068 Property Records

Clay County property record for 2128 Pine Tree Ln, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,788 sqft · built 2022
Lot Size1.8 acres (78,843 sqft)
OwnerIndividual Name on File
Last Sale$17,700 (Sep 2016)
Tax Bill$5,050 (2025)
Deeds & MortgagesJul 2021 Construction Loan
Jun 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN14-05-24-006351-009-00

Property Details

APN / Parcel Number

Primary APN14-05-24-006351-009-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,788 sqft Heated Area
Gross Area2,844 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area78,843 sqft (1.8 acres)
Lot Dimensions660 ft deep x 119 ft wide
Garage Area525 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2128 PINE TREE LN
CityMIDDLEBURG
StateFL
Zip32068-5040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT GOV LOT 4 AS REC O R 3901 PG 283
Legal Range24
Legal Township05
Legal Section14
Legal Lot Number4
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group3
Census Block3015
Census Tract30103

Owner

Source: Clay County records · APN 14-05-24-006351-009-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2128 PINE TREE LN, MIDDLEBURG, FL 32068-5040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Construction Mortgage
FIRST FEDERAL BANK
Jun 13, 2022Deed of Trust, Mortgage · Construction Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 27, 2016 · Amount on Record
Deed SaleSep 27, 2016 · Amount on Record
Deed Document Number2016047908
Deed Book / Page3901 / 0283
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2128 PINE TREE LN, MIDDLEBURG, FL 32068-5040
Transaction TypeMortgage
Record UpdatedJan 24, 2023
Title CompanyREALTY TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 WAYSIDE CT, BEDFORD, TX 76021-4157

Mortgage

Document Number0044840888
DateJul 20, 2021
Book Page4484/888
Instrument2021044783
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressLAKE CITY, FL 32055
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueAug 01, 2052

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2128 PINE TREE LN, MIDDLEBURG, FL 32068-5040
Transaction TypeMortgage
Record UpdatedJan 24, 2023
Title CompanyREALTY TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046170981
DateJun 13, 2022
Book Page4617/981
Instrument2022036582
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressLAKE CITY, FL 32055
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term362 Months
DueAug 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,050.00 (-7.27%) Homeowner's exemption$371,266 (+5.47%) Land $41,768 Building $329,498$371,266 (+5.47%) Land $41,768 Building $329,498
2023$5,446.00 (+1,917.04%)$352,014 (+1,520.69%) Land $41,768 Building $310,246$352,014 (+1,520.69%) Land $41,768 Building $310,246
2022$270.00$21,720 Land $21,720$21,720 Land $21,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), as of July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190301033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims199 (1983–2023)
Claims Outside the SFHA17 of 199
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 76 claims
  • Tropical Storm Debby, Jun 2012 · 44 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 21 claims

Wildfire

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 48 locations within half a mile of this property.

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