Clay County property record for 2140 Pine Tree Ln, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,757 sqft · built 1978 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,000 (Sep 2008) |
| Tax Bill | $1,153 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-05-24-006351-007-00 |
| Primary APN | 14-05-24-006351-007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,757 sqft Heated Area |
| Gross Area | 2,595 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 66,211 sqft (1.52 acres) |
| Lot Dimensions | 660 ft deep x 100 ft wide |
| Garage Area | 508 sqft |
| Pool Area | 595 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 330 sqft |
| Fence | Fence |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2140 PINE TREE LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT GOV LOT 4 AS REC O R 3051 PG 1788 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 14 |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30103 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2140 PINE TREE LN, MIDDLEBURG, FL 32068-5040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2008 · Amount on Record |
| Deed Sale | Sep 17, 2008 · Amount on Record |
| Deed Document Number | 2008044981 |
| Deed Book / Page | 3051 / 1788 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2140 PINE TREE LN, MIDDLEBURG, FL 32068-5040 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2140 PINE TREE LN, MIDDLEBURG, FL 32068-5040 |
| Document Number | 0046680380 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 4668/380 |
| Instrument | 2022068097 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | PONTE VEDRA BEACH, FL 32082 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 22, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2140 PINE TREE LN, MIDDLEBURG, FL 32068-5040 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2140 PINE TREE LN, MIDDLEBURG, FL 32068-5040 |
| Document Number | 0044271119 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 4427/1119 |
| Instrument | 2021014948 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,153.00 (-16.63%) Homeowner's exemption | $115,751 (+5.99%) | $251,402 (+0.26%) Land $38,000 Building $213,402 |
| 2023 | $1,383.00 (+13.08%) Homeowner's exemption | $109,213 (+3%) | $250,740 (+17.28%) Land $38,000 Building $212,740 |
| 2022 | $1,223.00 Homeowner's exemption | $106,033 | $213,804 Land $18,240 Building $195,564 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 199 (1983–2023) |
| Claims Outside the SFHA | 17 of 199 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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