2134 Opal Rdg, Vista, CA 92081 Property Records

San Diego County property record for 2134 Opal Rdg, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,701 sqft · built 1993
Lot Size	0.127 acres (5,513 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Sep 2018)
Tax Bill	$8,822 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`219-502-03-00`

Property Details

APN / Parcel Number

Primary APN	`219-502-03-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,701 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Lot Area	5,513 sqft (0.127 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2134 OPAL RDG
City	VISTA
State	CA
Zip	92081-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 3 TR 012431
Legal Subdivision	VISTA 88-1
Legal Tract	012431
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3022
Census Tract	19905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2134 OPAL RDG, VISTA, CA 92081-8802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY VALLEY MORTGAGE GROUP
May 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY VALLEY MORTGAGE GROUP
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 21, 2018	Grant Deed, Transfer · Conventional Mortgage BAY VALLEY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Feb 2, 2001 · Amount on Record
Deed Document Number	2018396361
Prior Transfer Date	Feb 13, 2001
Prior Transfer Doc	0000088258
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2134 OPAL RDG, VISTA, CA 92081-8802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092455
Date	Feb 24, 2020
Instrument	2020-0092455

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2134 OPAL RDG, VISTA, CA 92081-8802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168098
Date	May 6, 2019
Instrument	2019-0168098

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2134 OPAL RDG, VISTA, CA 92081-8802
Document Number	0000466988
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2134 OPAL RDG VISTA CA 920818802, VISTA, CA 92081-8802

Mortgage

Document Number	0000466988
Date	Aug 19, 2020
Instrument	466988

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2018
Property Address	2134 OPAL RDG, VISTA, CA 92081-8802
Document Number	0000396361
Map Reference	MAP 12431
Instrument Date	Sep 17, 2018
Instrument	2018-0396361
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2134 OPAL RDG, VISTA, CA 92081-8802

Mortgage

Document Number	0000396362
Date	Sep 21, 2018
Instrument	2018-0396362

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$722,514 (+2%) Land $240,831 Building $481,683
2025	$8,822.00 (+8.06%) Homeowner's exemption	$708,348 (+4.04%) Land $236,109 Building $472,239
2023	$8,164.00 (+0.25%) Homeowner's exemption	$680,844 Land $226,942 Building $453,902
2022	$8,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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