2130 Opal Rdg, Vista, CA 92081 Property Records

San Diego County property record for 2130 Opal Rdg, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,358 sqft · built 1993
Lot Size	0.161 acres (7,032 sqft)
Owner	2 Trust Names on File
Last Sale	$517,500 (Jul 2014)
Tax Bill	$6,275 (2025)
Deeds & Mortgages	Oct 2023 Transfer Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`219-502-01-00`

Property Details

APN / Parcel Number

Primary APN	`219-502-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,358 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	7,032 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2130 OPAL RDG
City	VISTA
State	CA
Zip	92081-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 1 TR 012431
Legal Subdivision	VISTA 88-1 PH 02
Legal Tract	012431
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3022
Census Tract	19905

Owner

2130 Opal Rdg is owner-occupied and held in a trust since October 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2130 OPAL RDG, VISTA, CA 92081-8802
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Intrafamily Transfer, Transfer
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2014 · Amount on File
Deed Sale	Jul 7, 2014 · Amount on File
Prior Sale	Sep 8, 2000 · Amount on File
Deed Document Number	2014281468
Last Transfer Date	Oct 12, 2023
Transfer Doc	0000286078
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2023
Property Address	2130 OPAL RDG, VISTA, CA 92081-8802
Document Number	0000286078
Map Reference	MAP 12431
Instrument Date	Oct 12, 2023
Instrument	2023-0286078
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2130 OPAL RDG, VISTA, CA 92081-8802

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2130 OPAL RDG, VISTA, CA 92081-8802
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 OPAL RDG, VISTA, CA 92081-8802

Mortgage

Document Number	0000636668
Date	Sep 8, 2021
Instrument	2021-0636668

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2130 Opal Rdg was $6,275 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$492,485 (+2%) Land $239,846 Building $252,639
2025	$6,275.00 Homeowner's exemption	$482,830 Land $235,144 Building $247,686
2023	$5,819.00 (+0.24%) Homeowner's exemption	$464,083 Land $226,014 Building $238,069
2022	$5,805.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2130 Opal Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2130 Opal Rdg is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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