Santa Cruz County property record for 2129 Francesco Cir, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,734 sqft · built 1997 |
| Lot Size | 0.063 acres (2,744 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,000 (Mar 1997) |
| Tax Bill | $6,557 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-541-08 |
| Primary APN | 034-541-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,734 sqft Living Area |
| Gross Area | 2,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 2,744 sqft (0.063 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2129 FRANCESCO CIR |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1398 LOT 8 |
| Legal Subdivision | CLARES/WHARF SITE TR 1398 |
| Legal Tract | 1398 |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 121701 |
2129 Francesco Cir is owned and occupied by two individuals who acquired it in February 2015.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2129 FRANCESCO CIR, CAPITOLA, CA 95010-2078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 1997 · Amount on File |
| Deed Sale | Mar 31, 1997 · Amount on File |
| Deed Document Number | 199713706 |
| Last Transfer Date | Feb 23, 2015 |
| Transfer Doc | 0000008003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2129 FRANCESCO CIR, CAPITOLA, CA 95010-2078 |
| Document Number | 0000044266 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2129 FRANCESCO CIR CAPITOLA CA 950102078, CAPITOLA, CA 95010-2078 |
| Investor | Possibly a Property Investor |
| Document Number | 0000044266 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 44266 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 27, 2032 |
The 2025 property tax bill for 2129 Francesco Cir was $6,557 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,378 (+2%) Land $191,048 Building $287,330 | ||
| 2025 | $6,557.00 Homeowner's exemption | $468,998 Land $187,302 Building $281,696 | |
| 2023 | $6,007.00 (+1.59%) Homeowner's exemption | $450,786 Land $180,029 Building $270,757 | $1,490,940 |
| 2022 | $5,913.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2129 Francesco Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2129 Francesco Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.
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