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2134 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 2134 E 3rd St, Panama City, FL 32401 · Last verified May 2026

Property Summary

Property TypeRetail Store
Details7,269 sqft · built 1939
Lot Size0.585 acres (25,482 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (Mar 2020)
Tax Bill$1,738 (2025)
Deeds & MortgagesMar 2020 Sale
Nov 2018 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN22849-000-000

Property Details

APN / Parcel Number

Primary APN22849-000-000

Interior

Total Rooms4 Rooms
Units2 Units
Stories1 Story
Building Area7,269 sqft Gross Area
1st Floor Area7,269 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1944
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable/Hip
Roof MaterialOther
Lot Area25,482 sqft (0.585 acres)
Lot Dimensions95 ft deep x 171 ft wide
Shed1 Shed
Shed Area1,200 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Street Address2134 E 3RD ST
CityPANAMA CITY
StateFL
Zip32401-4832
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Legal DescriptionHOLMES ADD N1/2 LOT 1 & E1/2 OF S1/2 LOT 1 BLK 6 MAP 105D4 ORB 4233 P 422
Legal Range14W
Legal Township04S
Legal Section10
Legal SubdivisionHOLMES ADD
Legal Block6
Legal Lot Number1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1044
Census Tract1800

Owner

Source: Bay County records · APN 22849-000-000

Assessment roll updated January 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address475 HARRISON AVE, 205, PANAMA CITY, FL 32401-2752
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2020Grant Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC
Nov 02, 2018Warranty Deed, Construction Loan · Construction Mortgage
JOSEPH LEE & JULIA A CASEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 16, 2020 · Amount on Record
Deed SaleMar 16, 2020 · Amount on Record
Deed Document Number202019602
Deed Book / Page4233 / 422
Prior Transfer DateJun 06, 2007
Prior Transfer Doc0029330407
Record UpdatedJun 08, 2026

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBAY FL
Recording DateMar 16, 2020
Property Address2134 E 3RD ST, PANAMA CITY, FL 32401-4832
Document Number0042330422
Book / Page004233 / 000422
Instrument DateMar 10, 2020
Instrument19602
Transaction TypeTransfer
Record UpdatedApr 13, 2020
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$455.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2134 E 3RD ST PANAMA CITY FL 324014832, PANAMA CITY, FL 32401-4832

November 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateNov 02, 2018
Property Address2134 E 3RD ST, PANAMA CITY, FL 32401-4832
Document Number0040571352
Book / Page004057 / 001352
Instrument DateOct 29, 2018
Instrument62366
Transaction TypeConstruction Loan
Record UpdatedMar 28, 2019
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4308 GARLAND DR HALTOM CITY TX 761171809, HALTOM CITY, TX 76117-1809

Mortgage

Document Number40571355
DateNov 02, 2018
Book Page004057/001355
Instrument62368
Lender
NameJOSEPH LEE & JULIA A CASEY
AddressPANAMA CITY, FL 32405
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term36 Months
DueNov 01, 2021
Interest
Rate3%

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,738.00 (-26.45%)$80,202 (-52.1%)$168,581 (+0.69%) Land $101,940 Building $66,641
2024$2,363.00 (+23.39%)
2023$1,915.00 (+18.94%)$167,424 (+13.87%) Land $101,940 Building $65,484$167,424 (+13.87%) Land $101,940 Building $65,484
2022$1,610.00$147,036 Land $81,552 Building $65,484$147,036 Land $81,552 Building $65,484

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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