Bay County property record for 2118 E 3rd St, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 274 sqft · built 1925 |
| Lot Size | 0.035 acres (1,568 sqft) |
| Owner | Individual on Record |
| Last Sale | $10,000 (May 2023) |
| Tax Bill | $88 (2025) |
| Deeds & Mortgages | May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 22860-000-000 |
| Primary APN | 22860-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 274 sqft |
| 1st Floor Area | 274 sqft |
| Year Built | Built 1925 |
|---|---|
| Lot Area | 1,568 sqft (0.035 acres) |
| Lot Dimensions | 80 ft deep x 20 ft wide |
| Street Address | 2118 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4832 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | HOLMES ADD BEG 155' E OF CENTER OF SEC TH S 80' E 20' N 80' W 20' TO |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | HOLMES ADD |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 1800 |
Source: Bay County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 535 LAKEWATER VIEW DR, STONE MOUNTAIN, GA 30087-4983 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2023 · Amount on Record |
| Deed Sale | May 12, 2023 · Amount on Record |
| Prior Sale | Jun 18, 2003 · Amount on Record |
| Deed Document Number | 2023029727 |
| Deed Book / Page | 4688 / 1239 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 12, 2023 |
| Property Address | 2118 E 3RD ST, PANAMA CITY, FL 32401-4832 |
| Document Number | 0046881239 |
| Book / Page | 4688 / 1239 |
| Instrument Date | May 12, 2023 |
| Instrument | 2023029727 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | FLORIDA LEGAL TITLE LLC, FLORIDA LEGACY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 SHERMAN AVE, PANAMA CITY, FL 32401-4869 |
| Name | Verified Name |
|---|---|
| Address | 535 LAKEWATER VIEW DR, STONE MOUNTAIN, GA 30087-4983 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88.00 (-66.54%) | $5,929 (+28.33%) Land $5,929 | $5,929 (+28.33%) Land $5,929 |
| 2023 | $263.00 (+1.54%) | $4,620 (+33.33%) Land $4,620 | $4,620 (+33.33%) Land $4,620 |
| 2022 | $259.00 | $3,465 Land $3,465 | $3,465 Land $3,465 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured incl. 28 condo units |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures