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2123 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 2123 E 3rd St, Panama City, FL 32401 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1940
Lot Size0.498 acres (21,693 sqft)
OwnerCompany Name on File
Last Sale$16,300 (Jul 2018)
Tax Bill$1,319 (2025)
Deeds & MortgagesJul 2018 Sale
Jul 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN22544-000-000

Property Details

APN / Parcel Number

Primary APN22544-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units4 Units
Stories1 Story
Building Area936 sqft Heated Area
Gross Area1,414 sqft
1st Floor Area2,376 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area21,693 sqft (0.498 acres)
Lot Dimensions209 ft deep x 104 ft wide
Garage TypeDetached
Garage Area960 sqft

Exterior Amenities

PorchPorch
Porch Area566 sqft
FenceFence
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC

Location & Zoning

Street Address2123 E 3RD ST
CityPANAMA CITY
StateFL
Zip32401-4833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWELCH ADD LOT 13 BLK 6 ORB 4024 P 271
Legal Range14W
Legal Township04S
Legal Section10
Legal SubdivisionWELCH ADD
Legal Block6
Legal Lot Number13
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1042
Census Tract1800

Owner

Source: Bay County records · APN 22544-000-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address227 COQUINA SHELL WAY, PANAMA CITY BEACH, FL 32407-4500
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 03, 2018Warranty Deed, Transfer
CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC
Jul 03, 2018Warranty Deed, Transfer
CORNERSTONE TITLE INSURANCE AGENCY
Jul 03, 2018Warranty Deed, Transfer
CORNERSTONE TITLE INSURANCE AGENCY
Jul 03, 2018Warranty Deed, Transfer
CORNERSTONE TITLE INSURANCE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2018 · Amount on Record
Deed SaleJul 03, 2018 · Amount on Record
Prior SaleJul 03, 2018 · Amount on Record
Deed Document Number2018039337
Deed Book / Page4024 / 0271
Record UpdatedJun 08, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJul 03, 2018
Property Address2123 E 3RD ST, PANAMA CITY, FL 32401-4833
Document Number0040240265
Book / Page004024 / 000265
Instrument DateJun 24, 2018
Instrument39334
Transaction TypeTransfer
Record UpdatedJul 31, 2020
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address558 LAGOON OAKS DR PANAMA CITY BEACH FL 324085222, PANAMA CITY BEACH, FL 32408-5222

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJul 03, 2018
Property Address2123 E 3RD ST, PANAMA CITY, FL 32401-4833
Document Number0040240271
Book / Page004024 / 000271
Instrument DateJun 23, 2018
Instrument39337
Transaction TypeTransfer
Record UpdatedJul 26, 2018
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address558 LAGOON OAKS DR PANAMA CITY BEACH FL 324085222, PANAMA CITY BEACH, FL 32408-5222

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJul 03, 2018
Property Address2123 E 3RD ST, PANAMA CITY, FL 32401-4833
Document Number0040240267
Book / Page004024 / 000267
Instrument DateJun 22, 2018
Instrument39335
Transaction TypeTransfer
Record UpdatedJul 19, 2018
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address558 LAGOON OAKS DR PANAMA CITY BEACH FL 324085222, PANAMA CITY BEACH, FL 32408-5222

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJul 03, 2018
Property Address2123 E 3RD ST, PANAMA CITY, FL 32401-4833
Document Number0040240269
Book / Page004024 / 000269
Instrument DateJun 22, 2018
Instrument39336
Transaction TypeTransfer
Record UpdatedJul 23, 2018
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address558 LAGOON OAKS DR PANAMA CITY BEACH FL 324085222, PANAMA CITY BEACH, FL 32408-5222

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,319.00 (-5.72%)$115,230 (+13.53%) Land $43,451 Building $71,779$115,230 (+13.53%) Land $43,451 Building $71,779
2023$1,399.00 (+27.41%)$101,498 (+58.18%) Land $33,858 Building $67,640$101,498 (+58.18%) Land $33,858 Building $67,640
2022$1,098.00$64,165 Land $25,393 Building $38,772$64,165 Land $25,393 Building $38,772

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050018001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 units insured (28 under condo master policies)
8 of 19 individual policies on primary residences
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA13 of 19
Most Recent ClaimOct 2021, rainfall accumulation
Flood Events
  • Hurricane Michael (Oct 2018), 6 claims
  • Hurricane Opal (Oct 1995), 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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