2132 William St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2132 William St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,530 sqft · built 1900
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$158,500 (Jul 2020)
Tax Bill	$5,896 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.76-3-10.1`

Property Details

APN / Parcel Number

Primary APN	`421500 48.76-3-10.1`
Alternative APN	`150004807600030100010000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,530 sqft Living Area
1st Floor Area	933 sqft
2nd Floor Area	597 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Porch	Slab
Porch Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2132 WILLIAM ST
City	SCHENECTADY
State	NY
Zip	12306-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Subdivision	O G GILLETTE C E
Legal Block	3
Legal Lot Number	10.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2003
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2132 WILLIAM ST, SCHENECTADY, NY 12306-4423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP
Jul 28, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS ADVANTAGE
Apr 23, 2018	Deed of Trust, Mortgage · Line of Credit SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Dec 6, 2002 · Amount on Record
Deed Document Number	202021518
Deed Book / Page	2038 / 607
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2132 WILLIAM ST, SCHENECTADY, NY 12306-4423
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 WILLIAM ST, SCHENECTADY, NY 12306-4423

Mortgage

Document Number	0000028156
Date	Jun 15, 2021
Book Page	5110/583
Instrument	202128156

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Apr 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 28, 2020
Property Address	2132 WILLIAM ST, SCHENECTADY, NY 12306-4423
Document Number	0000021518
Book / Page	002038 / 000607
Instrument Date	Mar 13, 2020
Instrument	21518
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$634.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 2ND ST TROY NY 121805520, TROY, NY 12180-5520

Mortgage

Document Number	21519
Date	Jul 28, 2020
Book Page	005006/000974
Instrument	21519

Lender

Name	HOMEOWNERS ADVANTAGE
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2132 WILLIAM ST, SCHENECTADY, NY 12306-4423
Document Number	0000019291
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 WILLIAM ST SCHENECTADY NY 123064423, SCHENECTADY, NY 12306-4423

Mortgage

Document Number	0000019291
Date	May 7, 2018
Book Page	004835/000156
Instrument	19291

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 6, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,896.00 (+2.04%)
2025	$5,778.00 (+5.02%)	$112,100 (-) Land $16,800 Building $95,300	$185,627 (+30.82%) Land $27,819 Building $157,808
2023		$112,100 (-) Land $16,800 Building $95,300	$141,899 (+3.8%) Land $21,266 Building $120,633
2022		$112,100 Land $16,800 Building $95,300	$136,707 Land $20,488 Building $116,219
2021	$5,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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