2113 William St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2113 William St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 949 sqft · built 1930
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (Dec 2015)
Tax Bill	$4,126 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 48.76-1-26`

Property Details

APN / Parcel Number

Primary APN	`421500 48.76-1-26`
Alternative APN	`150004807600010260000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	949 sqft Living Area
1st Floor Area	949 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	764 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2113 WILLIAM ST
City	SCHENECTADY
State	NY
Zip	12306-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	AND PART OF 55 1 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2006
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2113 WILLIAM ST, SCHENECTADY, NY 12306-4422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Jul 21, 2020	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2015 · Amount on Record
Deed Sale	Dec 23, 2015 · Amount on Record
Prior Sale	Dec 23, 2015 · Amount on Record
Deed Book / Page	1928 / 319
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2113 WILLIAM ST, SCHENECTADY, NY 12306-4422
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 WILLIAM ST, SCHENECTADY, NY 12306-4422

Mortgage

Document Number	0000027716
Date	Nov 24, 2025
Instrument	202527716

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2113 WILLIAM ST, SCHENECTADY, NY 12306-4422
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020810
Date	Jul 21, 2020
Book Page	5005/188
Instrument	202020810

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 25, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,126.00 (+5.74%)	$77,500 (-) Land $11,600 Building $65,900	$128,333 (+30.82%) Land $19,209 Building $109,124
2023		$77,500 (-) Land $11,600 Building $65,900	$98,101 (+3.8%) Land $14,684 Building $83,417
2022		$77,500 Land $11,600 Building $65,900	$94,512 Land $14,146 Building $80,366
2021	$3,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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