2205 William St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2205 William St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,760 sqft · built 1900
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Sep 2019)
Tax Bill$5,504 (2026)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 48.76-1-22

Property Details

APN / Parcel Number

Primary APN421500 48.76-1-22
Alternative APN
  • 150004807600010220000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,760 sqft Living Area
1st Floor Area880 sqft
2nd Floor Area880 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
PorchPorch
Porch Area760 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2205 WILLIAM ST
CitySCHENECTADY
StateNY
Zip12306-4424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionAND 61 2 WOOD
Legal SubdivisionMORRIS H WELL
Legal Block1
Legal Lot Number22.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2001
Census Tract33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2205 WILLIAM ST, SCHENECTADY, NY 12306-4424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2019 · Amount on Record
Deed SaleSep 4, 2019 · Amount on Record
Prior SaleFeb 23, 2016 · Amount on Record
Deed Document Number201939457
Deed Book / Page2018 / 958
Prior Transfer DateAug 30, 2019
Prior Transfer Doc0000039457
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 4, 2019
Property Address2205 WILLIAM ST, SCHENECTADY, NY 12306-4424
Document Number0000039457
Book / Page002018 / 000958
Instrument DateAug 30, 2019
Instrument39457
Transaction TypeTransfer
Record UpdatedOct 3, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 66292 ALBANY NY 122066292, ALBANY, NY 12206-6292

Mortgage

Document Number39458
DateSep 4, 2019
Book Page004935/000639
Instrument39458
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 3, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,504.00 (+2.13%)
2025$5,389.00 (+5.32%)$102,600 (-) Land $15,400 Building $87,200$169,896 (+30.82%) Land $25,501 Building $144,395
2023$102,600 (-) Land $15,400 Building $87,200$129,873 (+3.8%) Land $19,494 Building $110,379
2022$102,600 Land $15,400 Building $87,200$125,122 Land $18,780 Building $106,342
2021$5,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Greenlight Networks.

Nearby Properties on William St

Nearby Streets

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