2131 Lake Circle Dr, Tupelo, MS 38801 Property Records

Lee County property record for 2131 Lake Circle Dr, Tupelo, MS 38801

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,315 sqft · built 2019
Lot Size	0.434 acres (18,904 sqft)
Owner	Individual Name on File
Tax Bill	$5,298 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074R-20-259-00`

Property Details

APN / Parcel Number

Primary APN	`074R-20-259-00`
Alternative APNs	`046598` `46598`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,315 sqft Heated Area
1st Floor Area	2,315 sqft
2nd Floor Area	843 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,904 sqft (0.434 acres)
Lot Dimensions	147 ft deep x 128 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2131 LAKE CIRCLE DR
City	TUPELO
State	MS
Zip	38801-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 LOT 35
Legal Range	05E
Legal Township	09S
Legal Section	20
Legal Subdivision	LAKE CIRCLE
Legal Lot Number	35
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2046
Census Tract	950404

Owner

2131 Lake Circle Dr is owned and occupied by an individual who acquired it in December 2019.

Source: Lee County records, as of October 30, 2025

Owner of Record	Individual Name on File
Mailing Address	2131 LAKE CIRCLE DR, TUPELO, MS 38801-5809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Dec 5, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANCORPSOUTH BANK
Aug 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2019
Deed Sale	Dec 5, 2019
Prior Sale	Dec 5, 2019 · Amount on File
Deed Document Number	201915377
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	2131 LAKE CIRCLE DR, TUPELO, MS 38801-5809
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018012267
Date	Sep 24, 2018
Instrument	2018012267

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 10, 2019

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Dec 5, 2019
Property Address	2131 LAKE CIRCLE DR, TUPELO, MS 38801-5809
Document Number	2019015377
Instrument Date	Dec 5, 2019
Instrument	2019015377
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2131 LAKE CIRCLE DR, TUPELO, MS 38801-5809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 LAKE CIRCLE DR, TUPELO, MS 38801-5809

Mortgage

Document Number	2019015378
Date	Dec 5, 2019
Instrument	2019015378

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Aug 29, 2018
Property Address	2131 LAKE CIRCLE DR, TUPELO, MS 38801-5809
Document Number	2018011081
Instrument Date	Aug 28, 2018
Instrument	2018011081
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 E MAIN ST, 210, TUPELO, MS 38804-4017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3848, TUPELO, MS 38803-3848

Tax Assessment & Valuation

The 2025 property tax bill for 2131 Lake Circle Dr was $5,298 with a homeowner's exemption.

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,298.00 Homeowner's exemption	$38,969	$389,690 Land $35,000 Building $354,690
2023	$4,615.00 Homeowner's exemption	$34,488	$344,880 Land $35,000 Building $309,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2131 Lake Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2131 Lake Circle Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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