2103 Lake Circle Dr, Tupelo, MS 38801 Property Records

Lee County property record for 2103 Lake Circle Dr, Tupelo, MS 38801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,782 sqft · built 2018
Lot Size	0.306 acres (13,353 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Nov 2022)
Tax Bill	$3,870 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074R-20-258-00`

Property Details

APN / Parcel Number

Primary APN	`074R-20-258-00`
Alternative APNs	`046597` `46597`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,782 sqft Heated Area
Gross Area	2,427 sqft
2nd Floor Area	180 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,353 sqft (0.306 acres)
Lot Dimensions	123 ft deep x 108 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	046597
Old Parcel Number	074R-20-258-00
Street Address	2103 LAKE CIRCLE DR
City	TUPELO
State	MS
Zip	38801-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 LOT 46
Legal Range	05E
Legal Township	09S
Legal Section	20
Legal Subdivision	LAKE CIRCLE
Legal Lot Number	46
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2046
Census Tract	950404

Owner

2103 Lake Circle Dr is owned and occupied by an individual who bought it in November 2022.

Source: Lee County records, as of October 29, 2025

Owner of Record	Individual Name on File
Mailing Address	2103 LAKE CIRCLE DR, TUPELO, MS 38801-5809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 3, 2022	Warranty Deed, Transfer
Jan 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BNA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Deed Document Number	0202215104
Deed Book / Page	2022 / 15104
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	2103 LAKE CIRCLE DR, TUPELO, MS 38801-5809
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 LAKE CIRCLE DR, TUPELO, MS 38801-5809

Mortgage

Document Number	2020009170
Date	Jul 20, 2020
Instrument	2020009170

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Nov 3, 2022
Property Address	2103 LAKE CIRCLE DR, TUPELO, MS 38801-5809
Document Number	2022015104
Instrument Date	Nov 3, 2022
Instrument	2022015104
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2103 LAKE CIRCLE DR, TUPELO, MS 38801-5809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 LAKE CIRCLE DR, TUPELO, MS 38801-5809

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	2103 LAKE CIRCLE DR, TUPELO, MS 38801-5809
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 LAKE CIRCLE DR, TUPELO, MS 38801-5809

Mortgage

Document Number	2019000667
Date	Jan 15, 2019
Instrument	2019000667

Lender

Name	BNA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2103 Lake Circle Dr was $3,870 with a homeowner's exemption.

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,870.00 Homeowner's exemption	$28,465	$284,650 Land $35,000 Building $249,650
2023	$3,142.00 Homeowner's exemption	$23,483	$234,830 Land $35,000 Building $199,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2103 Lake Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2103 Lake Circle Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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