2114 Lake Circle Dr, Tupelo, MS 38801 Property Records

Lee County property record for 2114 Lake Circle Dr, Tupelo, MS 38801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,263 sqft · built 2009
Owner	Individual Name on File
Last Sale	$369,000 (Jul 2023)
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`074R-20-162-00`

Property Details

APN / Parcel Number

Primary APN	`074R-20-162-00`
Alternative APNs	`046500` `46500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,263 sqft Heated Area
Gross Area	2,896 sqft
2nd Floor Area	300 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asbestos

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	046500
Old Parcel Number	074R-20-162-00
Street Address	2114 LAKE CIRCLE DR
City	TUPELO
State	MS
Zip	38801-5818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 LOT 60
Legal Range	05E
Legal Township	09S
Legal Section	20
Legal Subdivision	LAKE CIRCLE
Legal Lot Number	60
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2047
Census Tract	950404

Owner

2114 Lake Circle Dr is owned and occupied by an individual who bought it in July 2023.

Source: Lee County records, as of October 29, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2114 LAKE CIRCLE DR, TUPELO, MS 38801-5818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Jul 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BANKFIRST FINANCIAL SERVICES
Jul 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Prior Sale	Dec 7, 2009
Deed Document Number	0020238247
Deed Book / Page	2023 / 8247
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	2114 LAKE CIRCLE DR, TUPELO, MS 38801-5818
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 CHESTER AVE, TUPELO, MS 38804-2514

Mortgage

Document Number	2023009539
Date	Aug 18, 2023
Instrument	2023009539

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Jul 20, 2023
Property Address	2114 LAKE CIRCLE DR, TUPELO, MS 38801-5818
Document Number	2023008247
Instrument Date	Jul 20, 2023
Instrument	2023008247
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2114 LAKE CIRCLE DR, TUPELO, MS 38801-5818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 LAKE CIRCLE DR, TUPELO, MS 38801-5818

Mortgage

Document Number	2023008248
Date	Jul 20, 2023
Instrument	2023008248

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	2114 LAKE CIRCLE DR, TUPELO, MS 38801-5818
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 FAITH DR, BATESVILLE, MS 38606-9366

Mortgage

Document Number	2018008869
Date	Jul 23, 2018
Instrument	2018008869

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	2114 LAKE CIRCLE DR, TUPELO, MS 38801-5818
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 FAITH DR, BATESVILLE, MS 38606-9366

Mortgage

Document Number	2018008645
Date	Jul 17, 2018
Instrument	2018008645

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2114 Lake Circle Dr was $4,255 with a homeowner's exemption.

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,255.00 Homeowner's exemption	$31,301	$313,010 Land $35,000 Building $278,010
2023	$3,312.00 (+43.5%) Senior Citizen's exemption	$24,747 (-)	$247,470 (-) Land $35,000 Building $212,470
2022	$2,308.00 Senior Citizen's exemption	$24,747	$247,470 Land $35,000 Building $212,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2114 Lake Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2114 Lake Circle Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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